Corporate Credit Manager at Talent_Network

Job description

• Process owner of the credit management policies and procedures by maintaining them in line with best business practice and within the appropriate risk appetite of the Group.
• Monitor and manage the Group’s credit granting process and procedures.
• Assess, motivate and approve the Group’s large accounts in line with the delegated authorities as per the credit management policy.
• Monitor and manage the Groups top 30 accounts.
• Manage and ensure adherence the Group’s Insurance (CGIC) policies and procedures Manage the insurance policy and ensure applicable tthe Group’s risk strategy
• Motivate insured limits with the insurance company if required
• Manage the claims for the Group
• Manage the upkeep of the Group’s debtor master files.
• Maintain a department organizational structure sufficient tmeet all goals and objectives of the department.
• Manage, motivate, train and up-skill staff to provide efficient and effective support the
• Group and tmeet their individual KPA’s.
• Facilitate ongoing training and communicate any changes required tthe credit management policies and procedures.
• Manage, advise and support staff on credit strategy and developments in the market relating ttheir credit management functions.
• Compile and manage monthly consolidated Group credit management reports and statistics required by the Board, CFand Operations.
• Highlight and manage areas of non-compliance tcredit management policies and procedures
• Analyze and highlight areas of concern and risk with Divisional Financial Managers and
• Divisional Credit Managers for corrective action
• Monitor and maintain the integrity of the Group’s debtor master files on the ERP system.
• Drive Group reporting efficiencies through systems development.
• Manage all pre and post legal debtor matters for the Group tminimize risk and maximize recoveries.
• Ensure all handed over matters are managed according tthe policies and procedures
• Review all relevant documentation pertaining ta handed over matter ensuring complete prior tassigning tan Attorney.
• Liaise with Attorneys and/or Debt Collectors and manage their service levels and performance on handed over matters.

REQUIREMENTS:

• Must have a proven track record of at least five years in a senior Credit Management position.
• Qualification in Credit management / Financial qualification / Legal qualification
• Healthy Knowledge of Credit Insurance.
• Ability tunderstand legal terms and conditions of contracts and the interpretation thereof.
• Experience in the Construction/Building Industry will be advantageous
• Excellent knowledge of debt collecting procedures and laws and regulations governing debtor management (NCA, CPA etc.)
• Thorough understanding of the National Credit Act
• Advanced Excel experience and a healthy knowledge and experience of computerised systems.
• Effective communication & report writing skills (must have the ability tcollate and present information tExcand the Board of Directors if required)
• Ability tmotivate staff and be self-motivated
• Good decision making and business judgement skills