Specialist Credit Auditor at FNB South Africa

Responsible for auditing of the governance,financial, business and operational processes at divisional and business unit level within the FirstRand Group.

This role will focus on commercial credit risk audit. 

Responsibilities

Combined Assurance Platform and Service DeliveryExcellence

• Obtain a good understanding of the control environment being audited(including information technology, internal financial control and riskmanagement related aspects), and the interdependencies linked to this.
• Plan audit assignments based on key process and business risks identifiedand design the audit program in line with risks and key controls to be tested.
• Incorporate data analytics (DA) to enhance audit planning and createefficiencies in audit fieldwork.
• Execute audit fieldwork in compliance with quality standards byfollowing and completing prepared work programs. Assess the adequacy andeffectiveness of governance, risk management practices and internal controls.
• Provide clear and sufficient audit evidence to support recommendationsand audit opinion.
• Express an opinion based on the results of the work performed.
• Identify opportunities to improve internal controls, including internal financialcontrols.
• Identify and clearly articulate the root cause of issues identified andimpact thereof and recommend changes to business processes that will addressthe control weaknesses.
• Prepare a quality and balanced audit report to specified standards,encapsulating the control weaknesses identified and results of audit workperformed, with minimal editorial changes.
• Incorporate fundamental principles, key issues and control themesemanating from other functional areas and assurance providers to ensurerelevant & appropriate audit findings.
• Assist the Headof Internal Audit / Senior Audit Manager / Audit Manager with other operationaland reporting activities as required.
• Identify opportunities for innovation in audit as well as client processesand develop practical solutions to implement innovative practices.
• Effective communication with the audit team, audit management and keystakeholders.
• Is aware of the resources available and is able to utilise them to besteffect with guidance from senior audit staff.
• Keep abreast ofemerging industry standards, best practices, industry challenges, upcominglegislation, operational requirements and technology changes related to theinternal audit environment.
• Participate in internal departmental work and key standing tasks such asBoard, Risk and Audit Committee reporting, as requested.

Additional Requirements 

• This is a Specialist Credit Auditor 
• Non negotiable experience required is at least 3-5 years commercial credit risk audit experience

Qualifications and Experience

• Bachelor’s degree or equivalent qualification
• At least 3 years’experience in internal or external audit preferred. Articles and professional certifications will be advantageous.
• Experience in banking and financial services environment will be an advantage
• Proficiency in Microsoft Office (Word, Excel, Outlook, etc.)
• Driver’s license