Fresh Jobs at Development Bank of Southern Africa (DBSA)

Job Description    

• The role is responsible for the origination and structuring of complex credit transactions across various sectors, e.g. infrastructure, sovereign, sub-sovereign, public sector projects for investment considerations in South Africa, the Rest of Africa and High Impact. This role is instrumental in ensuring that new transactions align with the DBSA’s mandate, risk appetite and strategic objectives. Applying technical and commercial expertise, and legal knowledge, the role supports decision-making by appraising new transactions, through conducting due diligence, credit assessment of financial and non-financial risks, financial modelling and well-structured credit risk mitigation strategies. This role interacts closely with the Business teams and various Sector and Country Specialists in the origination process.

Key Responsibilities    
Deal Origination and Structuring

• Take charge of the origination of complex credit transactions from a pipeline of potential projects sourced by the Business teams, assessing transactions against the Bank’s risk appetite.
• Appraise, structure transactions to optimise risk-adjusted returns whilst achieving development impact.
• In conjunction with the business teams, engage internally with project teams and externally with borrowers, government entities, project sponsors, and other key risk-transfer / credit enhancing stakeholders to assess optimal financing needs and develop tailored solutions.
• Provide credit advisory at inception, deal screening or early review stages for indicative quantification of credit.
• Serve as a key member of the project team during appraisal stage, deal implementation and financial close stages in pursuit of achieving the Bank’s key corporate and strategic objectives.
• Serve as a key member of the project team to develop innovative risk mitigation structures (e.g. blended finance instruments, sustainable finance instruments, credit enhanced structures)
• Serve as a subject matter expert on credit and credit-related matters for special projects or in pursuit of establishing new product lines and appropriate forms of credit risk mitigation strategies.

Credit Assessment, Financial Analysis and Risk Mitigation

• Undertake in-depth credit and financial analysis and due diligence on prospective transactions.
• Identify, mitigate and manage key quantitative and qualitative risks facing a prospective transaction.
• Apply and/or review credit rating methodologies aligned to underlying transaction structures to ensure that the credit profile is adequately encapsulated the risk-adjusted returns per policies.
• Contribute to due diligence activities, where required, including site visits, stakeholder interviews and due diligence data collection and synthesis.
• Collaborate with business, legal, technical and ESG teams to ensure comprehensive transaction evaluation.
• Prepare and/or review investment memos for new appraisals that succinctly communicates the overall credit opinion and recommended terms and conditions of the prospective transactions.
• Undertake in-depth financial and cash-flow analysis of portfolio companies, evaluating performance against initial projections and market benchmarks
• Review portfolio performance reports, incorporating peer comparisons, sectors developments, and macroeconomic conditions affecting the Bank
• Assess amendments to credit terms and provides recommendations for restructuring, covenant waivers, or rescheduling proposals as required.
• Conduct scenario analysis and stress testing on key exposures, feeding insights into credit risk appetite and capital allocation decisions.
• Support efforts to enhance risk-adjusted return through innovative solutioning of the prospective deal flow.

Portfolio Integration

• Facilitate seamless transition of approved transactions into portfolio management.
• Monitor early-stage performance, facility and/or covenant compliance during onboarding of new clients.
• Provide feedback to portfolio, origination and risk teams on original learnings and risk signals.
• Maintain credit-related compliance with internal policies, regulatory standards, and investment mandates across all geographies.
• Maintain up-to-date credit ratings and internal loan classifications of new transactions, where required, prior to transition into portfolio management.
• Participate in the maintenance and improvement of the credit value chain, identifying process inefficiencies and supporting enhancements to credit systems.

Strategic Engagement and Governance

• Liaise with teams to ensure seamless handover and continuous oversight of transactions post-disbursement.
• Support governance reporting by contributing to reports for Board committees, EXCO, and relevant committees.
• Contribute to policy development and implementation of credit related frameworks and guidelines.
• Participate in the refinement of origination frameworks, credit templates and investment guidelines.
• Assist with audits by preparing necessary reports and documentation in line with best practice and standards.

Financial Modelling and Analysis

• Build and/or review and challenge model assumptions in financial models for prospective transactions.
• Conduct cash flow analysis, stress testing, and scenario analysis to test financial viability and draw conclusions / make recommendations to mitigate financial risks identified.
• Review financial compliance of key financial terms and/or recommend and implement credit risk mitigants (e.g. conditions, covenants, collateral, guarantees), as required.
• Perform peer benchmarking and sectoral credit comparisons in order to provide valuable insights for the review of the financial modelling assessment.

Stakeholder Management and Problem-Solving

• Collaborate effectively with stakeholders to achieve common goals, facilitating open and clear communication.
• Actively listen, share information, and foster a cooperative environment that encourages diverse perspectives and collective problem-solving.

People Management

• Lead and develop team members by setting clear objectives, providing constructive feedback, and fostering a supportive and collaborative work environment.
• Recognising individual strengths, facilitating professional growth, and aligning team efforts with organisational goals to enhance overall performance and engagement.
• Provide technical assistance and mentorship to credit analysts.
• Facilitate training and capacity building within the team on origination, quantitative and qualitative credit assessments, credit tools, and evolving credit practices.

Reporting and Monitoring

Stay abreast of sector and country intelligence relevant to credit origination activities.

• Produce accurate, insightful reports that express key financial and non-financial metrics and analysis to support credit opinions for decision-making.
• Analyse data to identify trends, inform strategic decisions, and provide stakeholders with clear, actionable information that supports ongoing performance improvement and accountability.
• Utilise appropriate technologies and tools to enhance reporting efficiency and clarity, while also safeguarding the confidentiality and sensitivity of the information included.
• Maintain high standards of accuracy and timeliness to deliver reports that are timely, relevant and precise.

Key measurement of output:

• Percentage and number of credit memos for appraisals completed on time and in line with internal standards.
• Precision of internal credit ratings aligned with appropriate model methodologies and validated through backtesting or audit reviews.
• Timely identification of early warning indicators, escalated and actioned for new transactions in appraisal or deal implementation stage.
• Number of breaches identified and resolved and compliance rate for new facility agreements being onboarded.
• Average time taken to complete normal urgent risk assessment and recommend amendments or waivers.
• Quality of financial models built or reviewed, stakeholder feedback on model accuracy and usefulness for decision-making.
• Percentage of reports submitted on time with no material errors; percentage of submissions deferred as a result of substandard quality.
• Feedback from internal and external stakeholders on quality, communication, responsiveness, and problemsolving support.

Expertise & Technical Competencies    
Qualifications

• Postgraduate degree in Economics, Finance, Accounting, Business Administration or Risk Management or related field.

Experience

• Minimum 10 years of experience in credit risk analysis, portfolio monitoring, or financial analysis within a wholesale/investment banking or development finance environment.
• Demonstrated in credit assessments, financial modelling and analysis across South Africa and the African markets.
• Strong capabilities in financial modelling and transaction structuring.
• Proven ability in negotiations and stakeholder management.
• Strategic thinker with a strong ability to assess and interpret complex transactions.
• Understanding of ESG principles, sustainable finance and blended finance frameworks.
• Advanced credit analysis, reasoning and credit writing skills.
• High proficiency in using credit systems, risk management tools and financial analysis platforms.
• Sound knowledge of credit risk management principles and frameworks.
• Demonstrated knowledge of loan lifecycle and credit value chain processes.

Desirable Requirements

• Professional certification in Financial Risk Management, Chartered Financial Analysis or CA (SA) or equivalent.
• Strong understanding and experience of sovereign risk, infrastructure finance, and public sector lending.
• Experience in working on bilateral, club or syndicated transactions with multilateral institutions, investment banks, government agencies and private sector sponsors in infrastructure.

Deadline:11th November,2025

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Job Description    

• The purpose of the role is to support the credit risk management and portfolio oversight of the Bank’s investments across South Africa, the Rest of Africa and High Impact. The role involves conducting detailed credit assessments, financial analysis, credit monitoring of the portfolio; further contributing to early warning identification and risk mitigation strategies across the Bank’s investment activities. Applying technical and commercial expertise and legal knowledge, the role supports strategic decision-making, contributes to credit compliance, portfolio management and ensures that exposures remain aligned with the institutional risk appetite. The role interacts closely with the Credit Origination responsible for new transactions while maintaining dedicated focus on the post-approval performance of the existing portfolio.

Key Responsibilities    
Credit Review and Monitoring

• Undertake credit assessments of clients for annual credit reviews according to internal annual review cycle for sovereigns, public entities, infrastructure and high impact projects.
• Prepare credit memos, with opinions and recommendations for clients in the portfolio.
• Prioritise and manage the portfolio to ensure that annual reviews do not expire beyond the policy prescripts.
• Prepare credit opinions for additional lines of credit for public sector clients, as part of the annual review.
• Regularly engage other teams to obtain latest collateral values from the collateral register, as inputs into the credit assessment and risk rating process.
• Monitor the adherence to credit conditions, loan covenants, and risk triggers; taking appropriate action.
• Track, manage and report on credit amendments, waivers, and restructuring activities.
• Initiate/review rapid risk reviews in response to emerging external or internal risk signals, collaborating with internal and external stakeholders for effective intervention.

Financial and Credit Analysis

• Conduct financial statement analysis, cash flow modelling, and creditworthiness assessments.
• Perform peer benchmarking and sectoral credit comparisons as part of the financial modelling assessment.
• Build and/or challenge financial model assumptions for reasonableness based on financial, technical and market insights applied.
• Conduct stress testing and scenario analysis to test financial viability and draw conclusions / make recommendations to mitigate risks identified.

Portfolio Reporting and Compliance

• Maintain accurate records of credit decisions outcomes, risk ratings, loan classifications, and covenant compliance; store records in compliance with the Bank’s records management and specified electronic drives.
• Contribute to the preparation of regular portfolio reports for management and stakeholders.
• Support the development of enhancing portfolio monitoring reports and dashboards.
• Validate and assess data for accuracy, reliability and completeness on all relevant credit and risk systems.
• Uphold compliance with internal credit policies, investment mandates and regulatory requirements.
• Liaise with teams to ensure seamless handover and continuous oversight of transactions post-disbursement.
• Support the disbursement process, post-handover, to ensure facility conditions are met as required.

Credit Mitigation and Restructuring Support

• Monitor portfolios to identify early warning signals and potential credit deterioration and escalate potential risks in accordance with the policies and delegation of authority prescripts.
• Execute light restructuring and rescheduling processes under supervision and in collaboration with other teams.
• Review ongoing financial compliance of updated financial models and/or recommend and implement new credit risk mitigants (e.g. conditions, collateral, guarantees), as required.

Reporting

• Produce accurate, insightful reports and continuously monitoring key financial and non-financial metrics to assess performance and credit migration risk.
• Establish and adhere to deadlines to ensure management has up-to-date information for decision-making.
• Maintain high standards of accuracy and timeliness to deliver reports that are timely and precise.
• Utilise appropriate technologies and tools to enhance reporting efficiency and clarity, while also safeguarding the confidentiality and sensitivity of the information included.

Stakeholder Management and Problem-Solving

• Collaborate effectively with stakeholders to achieve common goals, facilitating open and clear communication.
• Actively listen, share information, and foster a cooperative environment that encourages diverse perspectives and collective problem-solving.

Key measurement of output:

• Percentage of credit review documentation prepared without errors / deferred.
• Timeliness of credit review documentation submissions reviewed and approved (annual review % not expired).
• Number of covenant breaches or risk triggers identified and escalated; compliance rate across the monitored portfolio.
• Timely monitoring updates in accordance with facility and/or risk requirements; number of loan facility terms and conditions compliance checks completed and actioned (where appropriate).
• Quality of financial analyses or models built / assessed and quality of inputs to credit assessments, stakeholder feedback on model accuracy and usefulness for decision-making.

Expertise & Technical Competencies    
Qualifications

Minimum Requirements

• Bachelor’s degree in finance, Economics, Accounting or a related field.

Experience

• Minimum of 8 years’ experience in credit risk analysis, portfolio monitoring, or financial analysis within a wholesale, investment banking, or development finance environment.
• Strong proficiency in credit analysis, financial modelling, credit rating methodologies, and monitoring of comparable credit portfolios.
• Solid expertise in financial statement analysis, credit risk assessment, and the application of risk mitigation strategies.
• Knowledge of development finance instruments and the end-to-end credit lifecycle and loan value chain.
• Awareness of macroeconomic and political risk factors influencing country and credit risk, particularly in emerging markets.
• Demonstrated strength in credit reasoning, with excellent credit writing and report development skills.
• Strong verbal and written communication abilities, including effective presentation skills and the capacity to convey complex concepts in clear business terms.

Desirable Requirements

• Experience working with municipalities, government programmes, or development finance institutions.
• Understanding and experience of sovereign risk, infrastructure finance, and public sector lending.
• Postgraduate degree in Finance, Economics, Accounting or a related field.
• Professional certification in Financial Risk Management, Chartered Financial Analysis or CA (SA) or equivalent.

Deadline:11th November,2025

go to method of application »

Job Description    

• The role is responsible for the origination and structuring of complex credit transactions across various sectors, e.g. infrastructure, sovereign, sub-sovereign, public sector projects for investment considerations in South Africa, the Rest of Africa and High Impact. This role is instrumental in ensuring that new transactions align with the DBSA’s mandate, risk appetite and strategic objectives. Applying technical and commercial expertise, and legal knowledge, the role supports decision-making by appraising new transactions, through conducting due diligence, credit assessment of financial and non-financial risks, financial modelling and well-structured credit risk mitigation strategies. This role interacts closely with the Business teams and various Sector and Country Specialists in the origination process.

Key Responsibilities    
Key Performance Areas:

Deal Origination and Structuring

• Appraise the origination of complex credit transactions from a pipeline of potential projects sourced by the Business teams, assessing transactions against the Bank’s risk appetite.
• Appraise, structure transactions to optimise risk-adjusted returns whilst achieving development impact.
• In conjunction with the Business teams, engage internally with project teams and externally with borrowers, government entities, project sponsors, and other key risk-transfer / credit enhancing stakeholders to assess optimal financing needs and develop tailored solutions.
• Provide credit advisory at inception, deal screening or early review stages for indicative quantification of credit.
• Serve as a key member of the project team during appraisal stage, deal implementation and financial close stages in pursuit of achieving the Bank’s key corporate and strategic objectives.
• Serve as a key member of the project team to develop innovative risk mitigation structures (e.g. blended finance instruments, sustainable finance instruments, credit enhanced structures).
• Conduct market and industry research as needed to inform risk assessment and credit decision-making.
• Collaborate with multidisciplinary sector experts and other teams to support client solutioning and the credit application process.

Credit Assessment, Financial Analysis and Risk Mitigation

• Undertake in-depth credit and financial analysis and due diligence on prospective transactions.
• Identify, mitigate and manage key quantitative and qualitative risks facing a prospective transaction.
• Apply credit rating methodologies aligned to underlying transaction structures to ensure that the credit profile is adequately encapsulated the risk-adjusted returns per policies.
• Contribute to due diligence activities, where required, including site visits, stakeholder interviews and due diligence data collection and synthesis.
• Collaborate with business, legal, technical and ESG teams to ensure comprehensive transaction evaluation.
• Prepare investment memos for new appraisals that succinctly communicates the overall credit opinion and recommended terms and conditions of the prospective transactions.
• Undertake in-depth financial and cash-flow analysis of portfolio companies, evaluating performance against initial projections and market benchmarks.
• Review portfolio performance reports, incorporating peer comparisons, sectors developments, and macroeconomic conditions affecting the Bank.
• Assess amendments to credit terms and provides recommendations for restructuring, covenant waivers, or rescheduling proposals as required.
• Conduct scenario analysis and stress testing on key exposures, feeding insights into credit risk appetite and capital allocation decisions.
• Support efforts to enhance risk-adjusted return through innovative solutioning of the prospective deal flow.

Financial Modelling and Analysis

• Build and/or review and challenge model assumptions in financial models for prospective transactions.
• Conduct cash flow analysis, stress testing, and scenario analysis to test financial viability and draw conclusions / make recommendations to mitigate financial risks identified.
• Assess financial compliance of key financial terms and/or recommend and implement credit risk mitigants (e.g. conditions, covenants, collateral, guarantees), as required.
• Perform peer benchmarking and sectoral credit comparisons in order to provide valuable insights for the review of the financial modelling assessment.

Portfolio Integration

• Ensure seamless transition of approved transactions into portfolio management.
• Monitor early-stage performance, facility and/or covenant compliance during onboarding of new clients.
• Provide feedback to portfolio, origination and risk teams on original learnings and risk signals.
• Maintain credit-related compliance with internal policies, regulatory standards, and investment mandates across all geographies.
• Maintain up-to-date credit ratings and internal loan classifications of new transactions, where required, prior to transition into portfolio management.

Strategic Engagement and Governance

• Liaise with teams to ensure seamless handover and continuous oversight of transactions post-disbursement.
• Support governance reporting by contributing to reports for Board committees, EXCO, and relevant committees.
• Participate in the maintenance and improvement of the credit value chain, identifying process inefficiencies and supporting enhancements to credit systems.
• Support audits by preparing necessary reports and documentation in line with best practice and standards.

Reporting and Monitoring

• Produce accurate, insightful reports that express key financial and non-financial metrics and analysis to support credit opinions for decision-making.
• Analyse data to identify trends, inform strategic decisions, and provide stakeholders with clear, actionable information that supports ongoing performance improvement and accountability.
• Utilise appropriate technologies and tools to enhance reporting efficiency and clarity, while also safeguarding the confidentiality and sensitivity of the information included.
• Maintain high standards of accuracy and timeliness to deliver reports that are timely, relevant and precise.

Key Measurements of Outputs:

• Percentage and number of credit memos for appraisals completed on time and in line with internal standards.
• Precision of internal credit ratings aligned with appropriate model methodologies and validated through backtesting or audit reviews.
• Timely identification of early warning indicators, escalating and actioned for new transactions in appraisal or deal implementation stage.
• Number of breaches identified and resolved and compliance rate for new facility agreements being onboarded.
• Average time taken to complete normal urgent risk assessment and recommend amendments or waivers.
• Quality of financial models built or reviewed, stakeholder feedback on model accuracy and usefulness for decision-making.
• Percentage of reports submitted on time with no material errors; percentage of submissions deferred as a result of substandard quality.
• Feedback from internal and external stakeholders on quality, communication, responsiveness, and problemsolving support.

Expertise & Technical Competencies    
Qualifications and Experience:

Qualifications

• Degree in Economics, Finance, Accounting, Business Administration or Risk Management or related field.

Experience

• Minimum of 8 years’ experience in credit risk analysis, portfolio monitoring, or financial analysis within wholesale/investment banking or a development finance environment.
• Proven proficiency in credit analysis, financial modelling, and application of credit rating methodologies across similar credit portfolios.
• Strong capability in financial statement analysis, credit risk assessment, and the application of risk mitigation principles.
• Familiarity with development finance instruments and structured finance solutions is advantageous.
• Sound understanding of the credit lifecycle and loan value chain processes.
• Awareness of macroeconomic and political risk factors impacting country and credit risk is beneficial.
• Experience in credit origination, investment analysis, or structured finance is a plus.
• Demonstrated credit reasoning and credit writing skills.
• Strong verbal and written communication skills, with the ability to present complex concepts clearly and effectively.
• Demonstrated ability to build relationships, collaborate in teams, and manage stakeholder interactions effectively.

Desirable Requirements

• Experience working with municipalities, government programmes, or development finance institutions.
• Understanding and experience of sovereign risk, infrastructure finance, and public sector lending.
• Postgraduate degree in Finance, Economics, Accounting or a related field.
• Professional certification in Financial Risk Management, Chartered Financial Analysis or CA (SA) or equivalent.
• Familiarity with ESG, blended finance, and development impact frameworks.

Deadline:11th November,2025

go to method of application »

Job Description    

• The role is responsible for the ongoing assessment, monitoring, and optimisation of credit risk within the existing portfolio of investments across South Africa, the Rest of Africa and High Impact. The role is critical to maintaining portfolio health through in-depth credit reviews, financial analysis, and proactive risk mitigation strategies. Applying technical and commercial expertise and legal knowledge, the role supports strategic decision-making, contributes to the credit compliance, and ensures that exposures remain aligned with institutional risk appetite. This role interacts closely with the Credit Origination team responsible for new transactions while maintaining dedicated focus on the post-approval performance of the existing portfolio.

Key Responsibilities    

Credit Portfolio Monitoring and Risk Reviews

• Conduct structured, periodic credit reviews on all existing transactions, ensuring timely identification of deterioration of risks.
• Initiate/review rapid risk reviews in response to emerging external or internal risk signals, collaborating with internal and external stakeholders for effective intervention.
• Track financial and non-financial covenants, monitoring borrower compliance and reporting anomalies.
• Review credit quality across sectors and regions, flagging trends and proposing remedial strategies.
• Provide early warning indicators and analysis to credit committees and forums to support pre-emptive action.
• Perform quick-turnaround risk assessments for urgent or material changes.
• Evaluate and recommend credit amendments, waivers, or restructures.

Credit Assessment and Financial Analysis

• Undertake in-depth financial and cash-flow analysis of portfolio companies, evaluating performance against initial projections and market benchmarks.
• Review credit opinions for additional lines of credit for public sector clients, as part of the annual review.
• Review accuracy and appropriateness of credit assessments, rating model methodologies applied to ensure correctness and quality of credit assessments to enable decision-making.
• Prepare portfolio performance reports, incorporating peer comparisons, geographic and sectors developments, and macroeconomic conditions affecting the Bank portfolio.
• Assess amendments to credit terms and provides recommendations for restructuring, covenant waivers, or rescheduling proposals as required.
• Conduct scenario analysis and stress testing on key exposures, feeding insights into credit risk appetite and capital allocation decisions.
• Support efforts to enhance risk-adjusted return through active management of the credit book.

Portfolio Management and Compliance

• Adherence to credit-related compliance with internal policies, regulatory standards, and investment mandates across all geographies.
• Liaise with team members to ensure seamless handover and continuous oversight of transactions post-disbursement.
• Support the disbursement process, post-handover, to ensure facility conditions are met as required.
• Maintains up-to-date credit ratings and internal loan classifications of all transactions, supporting ongoing monitoring and reporting functions.
• Participate in the maintenance and improvement of the credit value chain, identifying process inefficiencies and supporting enhancements to credit systems and processes. Serve as a subject matter expert on portfolio management and credit-related matters for special projects or in pursuit of identifying lessons learnt that can be adopted in origination as well as appropriate forms of credit risk mitigation strategies.

Strategic Engagement

• Support governance reporting by contributing to reports for Board committees, EXCO, and relevant committees post disbursements.
• Support the periodic IFRS 9 provisioning and ECL measurement forum.
• Support internal portfolio management committees and forums for early warning identification and intervention.
• Contribute to policy development and implementation of portfolio related frameworks and guidelines.
• Support audits by preparing necessary reports and documentation in line with best practice and standards.

Financial Modelling and Analysis

• Build and/or review and challenge model assumptions in financial models for a portfolio of companies.
• Conduct cash flow analysis, stress testing, and scenario analysis to test financial viability and draw conclusions / make recommendations to mitigate financial risks identified.
• Review ongoing financial compliance of updated financial models and/or recommend and implement new credit risk mitigants (e.g. conditions, collateral, guarantees), as required.
• Perform peer benchmarking and sectoral credit comparisons in order to provide valuable insights for the review of the financial modelling assessment.
• Support light restructuring and re-scheduling of distressed exposures.

Stakeholder Management and Problem-Solving

• Collaborate effectively with stakeholders to achieve common goals, facilitating open and clear communication.
• Actively listen, share information, and foster a cooperative environment that encourages diverse perspectives and collective problem-solving.

People Management

• Lead and develop team members by setting clear objectives, providing constructive feedback, and fostering a supportive and collaborative work environment.
• Recognising individual strengths, facilitating professional growth, and aligning team efforts with organisational goals to enhance overall performance and engagement.
• Provide technical assistance and mentorship to portfolio analysts.
• Facilitate training and capacity building within the team on portfolio management, credit tools, and evolving credit practices.

Reporting and Monitoring

• Stay abreast of sector and country intelligence relevant to portfolio management activities.
• Produce accurate, insightful reports and continuously monitoring key financial and non-financial metrics to assess performance and credit migration risk.
• Analyse data to identify trends, inform strategic decisions, and provide stakeholders with clear, actionable information that supports ongoing performance improvement and accountability.
• Utilise appropriate technologies and tools to enhance reporting efficiency and clarity, while also safeguarding the confidentiality and sensitivity of the information included.
• Maintain high standards of accuracy and timeliness to deliver reports that are timely, relevant and precise.

Key measurement of output:

• Percentage of scheduled and ad hoc credit reviews completed on time and in line with internal standards.
• Precision of internal credit ratings aligned with appropriate model methodologies and validated through back-testing or audit reviews.
• Timely detection of early warning indicators and escalated through appropriate channels.
• Number of covenant breaches identified and resolved and compliance rate across the monitored portfolio.
• Average time taken to complete normal and urgent risk assessment and recommend amendments or waivers.
• Quality of financial models built or reviewed, stakeholder feedback on model accuracy and usefulness for decision-making.
• Percentage of distressed exposures stabilised or improved through active and appropriate credit intervention strategies.
• Percentage of reports submitted on time with no material errors; frequency of actionable insights derived from reports; percentage of submissions deferred as a result of substandard quality.
• Feedback from internal and external stakeholders on quality, communication, responsiveness, and problem-solving support.

 Qualifications

• Postgraduate degree in Economics, Finance, Accounting, Business Administration or Risk Management or related field.

Experience

• Minimum of 10 years’ experience in credit risk analysis, portfolio monitoring, or financial analysis within a wholesale, investment banking, or development finance environment.
• Proven track record in conducting credit reviews and portfolio monitoring across South Africa and broader African markets.
• Extensive experience in credit assessments, financial modelling, and risk analysis for both new and existing investments.
• Strong capabilities in financial structuring, with exposure to complex lending instruments, including bilateral and syndicated facilities.
• Skilled in negotiating and managing stakeholders, with the ability to assess and structure complex transactions.
• Familiarity with ESG, sustainable finance, and blended finance frameworks.
• Proficient in credit systems, risk reporting tools, and core credit risk management principles.
• Demonstrated ability to prepare high-quality credit analysis and investment write-ups, supported by advanced credit reasoning.
• Solid understanding of the loan lifecycle and the end-to-end credit value chain.
• Experience in evaluating facility amendments, restructurings, and covenant waivers.

Desirable Requirements

• Master’s degree in Economics, Finance, Accounting or related field is advantageous.
• Professional certification in Financial Risk Management, Chartered Financial Analysis or CA (SA) or equivalent.
• Strong understanding and experience of sovereign risk, infrastructure finance, and public sector lending.
• Experience in working on bilateral, club or syndicated transactions with multilateral institutions, investment banks, government agencies and private sector sponsors in infrastructure.

Deadline:11th November,2025