Assistant Credit Manager - Klerksdorp at Senwes

Recommendations and approvals of credit applications.

• Receive, check and analyse credit applications then channel application to Credit Analysts.
• Follow-up on processed credit applications for recommendations and approvals.
• Manage processing of credit applications in accordance to agreed norms.
• Forward to relevant party for approval.
• If credit application falls outside policy/mandate, make recommendations and refer to next mandate level.
• Analyse and evaluate deviations.
• Take corrective measures and follow-up.
• Provide feedback and explanations to management.

Coordinate credit recovery.

• Consult with internal and external clients to determine potential risk.
• Determine options to recover or extend credit.
• Initiate measures and follow-up on progress.
• If required, consult with role-players to negotiate suitable outcomes.
• Analyse information from management report.
• Evaluate individual's details and determine reasons for arrears.
• Decide on appropriate corrective measures.
• Recommend the recovery of securities and take legal action or recommend extension.
• Initiate further measures and follow-up on progress.
• If required, consult with role-players to negotiate suitable outcomes.

Optimisation of business and credit portfolio.

• Analyse client needs from credit application.
• Consultation with internal and external client regarding specific needs and composition of credit portfolio.
• Advise on possible options.
• Agree with relevant role-players on best service proposition.

 Employee Management.

• Manage employee's according to relevant legislation.
• Inform employees about desired outcomes in terms of goals and objectives.
• Observe performance and provide constructive feedback.
• Identify, develop, coach and support employees.

Requirements

• Qualifications: Relevant B degree with accounting.
• Requirements (South Africa): 5 years relevant experience in financial/agri institution.