Business Banking Coverage Graduate Programme - Eastern Cape at Standard Bank Group

Key responsibilities:

• To support the Relationship Manager with the day-to-day administrative functions, portfolio management, entrenchment, and operational functions for an allocated portfolio.
• To ensure that all compliance requirements within the portfolio are met and act as a central contact point for the client, providing sales and service fulfilment aligned to segment targets.
• Is accountable for assisting Relationship Manager in the day-to-day execution of their credit portfolio.
• To support the Relationship manager to grow and retain a portfolio of high value Premium & Growth Business Segment relationships by performing a proactive, mobile, value adding financial partnership role.
• Ensures deep understanding of Customer’s business through regular interaction with clients, including their place of business.
• Employs the use of client value chain analysis to understand customer needs and deploy banking and financial solutions to meet those needs.
• To do complex financial analysis on annual financial statements, management accounts and cash flow projections.
• To write and motivate agricultural and business finance applications and to successfully present the case to a business and credit lending committee.
• Managing the credit process from start to end including the collateral and the monitoring as well as annual review of all clients with credit facilities.
• To build trust, credibility and confidence with Agricultural and Business Clients.

Qualifications

FAIS accredited Undergraduate or Honours qualification in: 

• BCom Management Accounting
• BCom Accounting
• BCom Agricultural Economics
• BSc Agricultural Economics
• SAICA Articles/CA(SA) (advantageous)
• CIMA Qualified (advantageous)