RMB - Rand Merchant Bank is a division of FirstRand Bank Limited, a fully integrated financial services group in South Africa, distinguished by our traditional values and innovative ideas. We have adapted investment banking solutions to suit your personal financial needs and this, together with an entrepreneurial approach, attracts like-minded, discerning clients.
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To grow transactional banking, or TXB wallet share for C and I segment, across Rest of Africa corporate transactional banking countries of presence, by sourcing new business, retaining and cross-sell opportunities to achieve transactional banking revenue goals
Contribute to the attainment of the TxBbudget by formulating annual tactics for the sector and country to enable enhanced revenue growth, in collaboration with TxB Product teams, other Banking Division teams, Coverage, Service, Markets as well as in country sales team to package the best solution
Provide consistent, professional and superior delivery of sales and client management disciplines including pipeline ownership, RFP responses, pro-active proposals, presentations, call reports, lead generation, and implementation oversight and alignment to best practice standards and metrics
Understand the company and Corporate Transactional Banking objectives to ensure the alignment of sector transactional sales tactics, including gaining s a detailed understanding of transactional banking products and solutions
Establish and maintain relationships with business partners to strengthen collaborate relationships
Build and maintain professional working relationships with all stakeholders displaying excellent abilities to initiate dialogue listen advise influence and negotiate to achieve win win outcomes
Initiate meetings with key stakeholders to track progress manage expectations and ensure stakeholders requirements are delivered
Preserve relationships despite airing conflicting views and seeks mutual gains when addressing conflicts
Anticipate consequences and adapts problem solving based on continual feedback
Act speedily to resolve problems queries and complaints
Adapt communication styles to meet the needs of different audiences
Make cold calls and obtain leads and referrals from stakeholders
Be creative in generating new leads
Identify opportunities through different sources and stakeholders
Meet with potential clients and understand their needs
Provide and propose solutions around the requirements, and assist with the implementation of the deal
Identify credit requirements from the client
Submit GM credit requirements to a Credit Analyst for submission to the Credit Committee
Attend credit forums and provide support to the presenter as required
Assist with relationship pricing
Make regular visits to clients to maintain relationship and business
Create calling plan and entertainment plan
Review pricing constantly to ensure pricing is competitive
Understand the clients business and identify opportunities to cross sell and introduce new products or additional solutions
Review pricing to maximise revenue
Keep abreast of changes to clients business
Interrogate reasons for loss of client
Gather all required documentation from client and submit to KYC team
Originate the need for KYC, and inform the client of completion of KYC process
Continue with the additional take on process
Oversee this process and handle concerns or obstructions and resolve issues
Oversee loading of client on the system
Demonstrate pride in the organisations brand services and products by consistently delivering on the brands promise
Follow through to ensure that personal quality and productivity standards are consistently and accurately maintained
Stay relevant and up to date with legislations and new developments
Maintain a positive attitude and respond openly to feedback
Handle stress in ways that do not negatively impact others
Plan and manage own workflow anticipating obstacles juggling priorities and following through on objectives within agreed time frames and according to quality standards
Take ownership of personal career development leveraging formal and informal opportunities
Read situations and organisational realities
Set aside personal agenda for the greater good
Act in an ethical transparent and morally defensible manner including highlighting unethical practices