Credit Analyst at Momentum Metropolitan Holdings Limited

Role Purpose    

• The role of the Credit Analyst is to provide analysis and recommendations on potential credit investments as an input into the credit portfolio management process, within the Fixed Income team’s philosophy and strategy in order to achieve desired client and portfolio outcomes, and the Momentum Group’s strategic objectives. Implement the fixed income team’s process and philosophy.  

Requirements    

• Honours degree in Accounting, Finance, Mathematics or Statistics  
• CFA or MCom in Finance or Risk Management/ working towards either (advantage) 
• 6+ years relevant experience in a banking or asset management environment 
• Practical experience working with credit market securities (including structured securities) 
• Financial Statement Analysis 
• Advanced excel proficiency, with the ability to build corporate financial models 
• Strong research acumen 
• Stakeholder management, analytical, influencing skills  

Duties & Responsibilities    

Credit Research & Market Analysis

• Conduct credit research across sectors, analysing economic, regulatory, and market trends.
• Monitor fixed income markets, interest rates, credit spreads, and liquidity conditions.
• Identify emerging risks and opportunities for investment insights.

Credit Analysis & Investment Recommendations

• Perform fundamental credit analysis on issuers and debt instruments.
• Evaluate financial strength, cash flow, leverage, and risk factors.
• Develop financial models and assign internal credit ratings.
• Provide clear investment recommendations and produce detailed credit reports.

Risk Modelling & Portfolio Analytics

• Develop and maintain credit risk and portfolio monitoring models
• Analyse portfolio exposure, concentration risk, and sector allocation.
• Improve research eficfiency through data-driven tools and automation.

Due Diligence & Legal Review

• Participate in investment due diligence processes.
• Review legal documents (e.g., covenants, agreements, security structures).
• Assess legal risks and collaborate with stakeholders to mitigate them.

Post-Investment Monitoring & Governance

• Monitor investments and maintain credit watchlists.
• Track issuer performance and covenant compliance.
• Prepare reports for governance committees and stakeholders.

ESG & Stakeholder Engagement

• Integrate ESG factors into credit analysis and decisions.
• Engage with issuer management and assess sustainability risks.
• Collaborate with internal and external stakeholders.

Market Intelligence & Competitor Analysis

• Analyse competitors and industry developments.
• Monitor trends in credit markets and investment practices.
• Maintain professional networks and industry presence.

Reporting, Stakeholder & Client Support

• Prepare reports and present insights to committees and stakeholders.
• Support portfolio decisions with credit expertise.
• Promote client service excellence and continuous improvement.

Competencies    

• Business acumen 
• Client/Stakeholder commitment
• Driving for results
• Leads change and innovation
• Collaborations
• Impact and influence
• Self-awareness and insight
• Diversity and inclusiveness  

Closing Date    

• 2026/05/31