Credit Analyst at Spartan

Are you an ordinary Credit Analyst robotically following input/output credit model….

OR do you want to be an extraordinary analyst that is intellectually engaged & challenged on every level …? 

• Get to know every entrepreneur and their business – mandatory face time with entrepreneurs
• Active participant in every Credit Committee session (3 sessions a week)
• Expand your general business & industry knowledge exponentially
• You get to directly make a difference to entrepreneurial businesses and build our South Africa

As a Credit Analyst, you will analyse financial statements of multiple SMEs in South Africa across various industry sectors with the aim of providing balanced feedback to the credit committee.

The candidate will be expected to:

• Engage and interview the entrepreneurs
• Prepare credit papers for review
• Use inhouse and external rating agency credit rating tools and other economic indicators to supplement analysis;
• Prepare detailed evaluation reports and prepare a balanced view credit paper to the Credit Committee;
• Oversee and evaluate these lending/investment decisions.
• Conduct on-site evaluation missions;
• Promote and reinforce the role of Spartan as the financier to SMEs, constantly improving relationships with entrepreneurs and potential partners.