Credit Risk Analyst (Fixed Term Contract) at BP International

Job Description

• Execute routine day-to-day credit risk operations to ensure delivery meets customer and business expectations
• Understand and operate the Global Credit Policy, Group Credit Standard as well as related R&M Credit Processes. 
• Ensure GBS securely stores all information in accordance with the requirement of the policies and standards ensuring compliance with any data privacy requirements. 
• Key contact to Transunion/Experian and other related credit bureaus and control of user access within center
• Escalation point in GBS Centre for all credit related queries
• Conduct credit risk evaluations on new and existing customers, establish, update or obtain credit limit approvals for them, interpret financial information to extrapolate risk factors, develop and prepare business cases for escalations and recommendations

Essential Education

• Bachelors degree in Finance, Accounting, Business or related field / equivalent NQF level 6

Essential Experience

• 3-5 years relevant experience as a risk analyst in a credit environment
• Preferably in the oil industry, banking, financial services or blue-chip corporate credit environment
• Clear ability to perform financial statement analysis
• Demonstrated attention to detail and ability to adhere to processes
• Ability to work within deadlines with attention to detail and accuracy
• Strong written and verbal communication skills – the role requires communication to all levels within the organisation
• Exceptional analytical skills and demonstrated proficiency in IT Applications

Desirable Criteria

Desirable:

• Experience using Transunion, Experian or other related Credit Bureaus
• Experience working in Global Shared Services environment
• Strong organizational skills
• Experience working in a fast paced environment and ability to adapt to changing priorities
• Proven track record of effective team work
• Good investigative and analytical skills, able to prioritize work and meet strict deadlines.
• Customer focused, service oriented and performance driven.
• Demonstrated ability to multitask with limited direction and supervision