Jobs Career Advice Signup
X

Send this job to a friend

X

Did you notice an error or suspect this job is scam? Tell us.

  • Posted: Oct 22, 2020
    Deadline: Not specified
    • @gmail.com
    • @yahoo.com
    • @outlook.com
  • Want to get a job fast? Signup and complete your profile on MyJobMag. Employers will find you 4x faster with a complete profile. You can download your completed profile anytime
    Capitec Bank is a South African commercial bank. As of February 2017 the bank was the third largest in South Africa with 120,000 customer opening new accounts per month. To simplify banking, we’ve developed an all-inclusive banking solution. Global One is the one solution that enables you to transact, save and access credit in realtime. We also believe...
    Read more about this company

     

    Credit Specialist: Affordability Intelligence

    Purpose Statement

    • To optimise the credit granting affordability assessment by analysing Credit data and operational intelligence to derive effective and useable management insight.

    Experience (Minimum)

    • 3 to 5 years retail credit analysis experience (including affordability calculations)

    Qualifications (Minimum)

    • A relevant qualification in Mathematics or Credit Management

    Qualifications (Ideal or Preferred)

    • A relevant post graduate degree in Mathematical Sciences or Statistics

    Knowledge

    Minimum:

    • Retail credit lifecycle
    • Retail credit market
    • Retail credit IT systems architecture
    • Retail credit profit models including pricing and provisioning
    • Database querying software (e.g. SQL)
    • Statistical software (e.g. SAS, R, Python)
    • National Credit Act (NCA)
    • Consumer Protection Act (CPA)
    • Banks Act and Basel III Risk Framework
    • Protection of Personal Information Act (POPI)
    • Project management principles
    • Credit affordability assessment regulations

    Ideal:

    • Capitec Bank's credit policy and systems

    Skills

    • Reporting Skills
    • Business writing skills
    • Presentation Skills
    • Communications Skills
    • Interpersonal & Relationship management Skills
    • Facilitation Skills
    • Commercial Thinking Skills
    • Planning, organising and coordination skills
    • Analytical Skills
    • Numerical Reasoning skills
    • Computer Literacy (MS Word, MS Excel, MS Outlook)
    • SAS Skills
    • SQL Skills
    • R skills
    • Python skills

    Additional Competencies and Skills

    • A mathematical background i.e. Actuary or a CIMA qualification
    • An Analyst by nature
    • Previous working exposure in building models in a Data scientist or a Business analysis environment
    • Beneficial but nota disqualifier: Engineering background with a focus in Mathematics
    • Ability to engage with Stakeholders at all levels with great communication skills
    • Good presentation skills

    Additional Information

    • Clear criminal and credit record
    • A valid driver's license and own vehicle is required
    • Willingness to travel nationally if and when required
    • Willingness to work or be available overtime and / or weekends if required
    • Ability and willingness to work in an open plan environment

    Method of Application

    Interested and qualified? Go to Capitec Bank on careers.capitecbank.co.za to apply

    Learn how to get a job in any industry you want. Read 72 Hours to The Job You Love

  • Send your application

Back To Home

Career Advice

View All Career Advice

Subscribe to Job Alert

 

Join our happy subscribers

This website uses cookies to improve your experience. By using this site you agree to the storing of cookies on your device to enhance navigation, analyze site usage, and assist in our marketing efforts. To learn more, see our Cookie Policy. Accept and Close
 
 
 
Send your application through

Yahoomail Gmail Hotmail