Head Credit, Business Clients Gauteng at Standard Bank Group

JOB DESCRIPTION

Accountable for the credit risk management function (e.g., credit evaluation, concentration risk, industry exposure, etc.) for Business Clients in Gauteng province in line with the broader BCC SA Credit and BCC Group Risk objectives.

QUALIFICATIONS
Qualifications Required: 

• Post Graduate Degree in Business Commerce
• Post Graduate Degree in Finance and Accounting
• Banking and Credit Risk management qualification

Minimum Required Qualification: 

• More than 10 years experience in developing credit risk management frameworks and managing a credit function within a large financial institution.
• Experience of Credit Risk assessment and evaluation including financial statements, Credit Risk management acumen, commercial acumen, regulatory requirements for lending.  Management of large teams across geographies.
• Experience of managing a credit function in a financial institution and/ or similar.
• Exposure to Credit strategy development.

ADDITIONAL INFORMATION
Behavioural Competencies:

• Developing Strategies
• Challenging Ideas
• Interacting with People
• Directing People
• Generating Ideas
• Technical Competencies:

Risk/ Reward Thinking

• Risk Identification
• Financial statement analysis
• Risk Response Strategy
• Risk Measurement