Lead Credit Management at PPC Africa

Job Advert Summary    

• The Lead Credit Manager position is accountable for the entire credit granting process, including the consistent application of a credit policy, periodic credit reviews of existing customers, and the assessment of the creditworthiness of potential customers, with the goal of optimizing the mix of company sales and bad debt losses
• This position is also responsible for timely reporting to the Group and Business Units
• Evaluate credit risk profile

Minimum Requirements    

• B-Com Accounting or relevant degree, Credit Management (Cred 1; 2; 3 & 4) an advantage.
• At least 8 to 10 years of experience in a credit management field.
• Experience with customer negotiation.
• Thorough knowledge of credit-related laws.

Duties and Responsibilities    

• Custodian of Group policies, frameworks, processes, reporting and ensure these are embedded in the business units.
• Maintain and align the Group Credit Policy to operational and legislative changes.
• Monitor the granting of credit.
• Reporting on all aspects of debtors.
• Monitor collections; improve the effectiveness of the collections process. Assist in controlling and minimizing bad debts.
• Perform credit control audits.
• Advisory capacity on credit and pre legal matters (defaulting debtors). Review accounts for sufficient credit limits.
• Customer visits and inter-departmental liaison.
• Involved in implementation of new credit related policies and alignment of Credit Application Forms to the legislation.
• Conduct credit control workshops and training.
• Monitor periodic credit reviews.
• Identify, draft, develop and implement operational processes, policies and guidelines.
• Proactive report to and support the Group Credit Committee.