We bring an Out of the Ordinary approach to creating and managing wealth.
Founded in South Africa as a small finance company, today we offer clients our services as a global bank and asset management group.
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Drafting, amending, negotiating and/or reviewing for comment financial and/or commercial documents including, but not limited to, shareholder agreements, sale of share agreements, sale of business agreements, loan agreements, security documents, demand guarantees, participation agreements, service level agreements, subordination agreements, tri-partite agreements, step in rights agreements, undertakings, indemnities, confidentiality agreements, term sheets/facility letters and other non-standard documents for local and off shore transactions
Amending and/or reviewing for comment commercial leases, co-ownership agreements, development and construction agreements and pre-sale offers to purchase
Assisting consultants in the implementation of structured lending deals for local and offshore transactions including, but not limited to, applying and considering all regulatory frameworks, managing the legal process, managing and liaising with external attorneys and clients, reviewing documentation prepared by external attorneys and liaising with internal stakeholders (Credit, Legal Risk, and Property Risk)
Liaising, building relationships with and working together with the National Legal and Technical team including, but not limited to, assisting with legal advice in all regions
Providing advice and legal support to consultants, risk and operational teams including but not limited to, drafting letters (including non-standard extension letters, amendment letters and bespoke letters to client) and providing advice on the acceptability of documents (including resolutions and constitutional documents)
Assisting consultants with client queries on standard documentation and where necessary, meeting with clients to resolve issues and queries
Discussing amendments to processes and documents, project managing legal matters for implementation in the Private Bank business, assisting in drafting policy documents for Private Bank and working with Operations and IT to implement efficiency changes
Researching and advising on the impact of legislative changes applicable to the Private Bank and its products and providing opinions on various aspects of law impacting Private Bank, including providing advice on legislation (including the Companies Act, NCA, CPA, Competition Commission, Banks Act, Code of Banking Practice, FICA and SARB notification requirements)
Liaising and negotiating with external attorneys on opinions and settling drafting of or amendments to documents
Drafting, communicating and advising on Private Bank product terms and conditions (for private bank accounts, lending, cash investments, Travel by Investec and My Investments) and finalising amendments to Private Bank lending, cash and other product documentation
Building relationships and liaising with stakeholders within Private Bank and the rest of the Investec Group, including Credit, Compliance, Legal Risk, Property Risk, Structured Property Finance, Banking, Shared Services, Client Services Centre and Operations
Experience, skills and capability
Admitted Attorney
Between 5- and 10-years' relevant post articles experience in a commercial law firm or corporate environment in financial services