Openings at Investec

Description of the role 

• Responsible for providing financial advice on both the Investec Life risk and My Investments products to Investec Private Bank clients in accordance with FAIS legislation and according to Investec's professional financial advice guidelines.

Description of the skill and experience required 

• This includes doing an analysis of the client's financial affairs (including a Risk inventory), developing a financial plan (Six Step Financial Planning Process) and selling Investec Life and My Investments products directly to the clients should this be recommended in the financial plan. Ensure that proper record keeping of advice is maintained.
• Perform annual financial reviews with clients
• Clients will be sourced through Private Bank Marketing or by referrals from the Private Bankers directly
• Build and maintain close relationships with Private Bankers. Private Bankers are the gatekeepers to the clients and must be included or kept informed in all activities with clients to ensure continued access and support
• Ensure credibility with clients and Private Bankers through professionalism and demonstration of expertise
• Assist with the sales and marketing of Investec Life product range with other distribution or service channels. Advisors will also be required to assist the Client Services Centre should phone in clients require advice or more technical (product and advice) support
• Assist regional Private Bank management with marketing and sales plans
• Always operate within the Private Bank business strategies and Investec's brand guidelines
• Develop and manage own sales plan and sales pipeline
• Extensive regional travel required

Experience, skill and capability
Education | Knowledge

• Relevant tertiary qualification and CFP would be preferred
• Three to five years' experience in financial services preferable in financial advice or legal advice positions

Core competencies:

• Understanding of long-term insurance business and markets
• Knowledge and understanding of the relevant income tax and estate duty legislation
• Sound experience with financial planning processes
• Ensure that the core financial planning competencies are maintained through continuous training and development
• Client service orientated
• Excellent interpersonal skills
• Relationship building and networking
• Ability to organise and prioritise
• Ability to work under pressure
• Team player
• Must have initiative and be tenacious
• Ability to close a deal/sale

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Description

• Drafting, amending, negotiating and/or reviewing for comment financial and/or commercial documents including, but not limited to, shareholder agreements, sale of share agreements, sale of business agreements, loan agreements, security documents, demand guarantees, participation agreements, service level agreements, subordination agreements, tri-partite agreements, step in rights agreements, undertakings, indemnities, confidentiality agreements, term sheets/facility letters and other non-standard documents for local and off shore transactions
• Amending and/or reviewing for comment commercial leases, co-ownership agreements, development and construction agreements and pre-sale offers to purchase
• Assisting consultants in the implementation of structured lending deals for local and offshore transactions including, but not limited to, applying and considering all regulatory frameworks, managing the legal process, managing and liaising with external attorneys and clients, reviewing documentation prepared by external attorneys and liaising with internal stakeholders (Credit, Legal Risk, and Property Risk)
• Liaising, building relationships with and working together with the National Legal and Technical team including, but not limited to, assisting with legal advice in all regions
• Providing advice and legal support to consultants, risk and operational teams including but not limited to, drafting letters (including non-standard extension letters, amendment letters and bespoke letters to client) and providing advice on the acceptability of documents (including resolutions and constitutional documents)
• Assisting consultants with client queries on standard documentation and where necessary, meeting with clients to resolve issues and queries
• Discussing amendments to processes and documents, project managing legal matters for implementation in the Private Bank business, assisting in drafting policy documents for Private Bank and working with Operations and IT to implement efficiency changes
• Researching and advising on the impact of legislative changes applicable to the Private Bank and its products and providing opinions on various aspects of law impacting Private Bank, including providing advice on legislation (including the Companies Act, NCA, CPA, Competition Commission, Banks Act, Code of Banking Practice, FICA and SARB notification requirements)
• Liaising and negotiating with external attorneys on opinions and settling drafting of or amendments to documents
• Drafting, communicating and advising on Private Bank product terms and conditions (for private bank accounts, lending, cash investments, Travel by Investec and My Investments) and finalising amendments to Private Bank lending, cash and other product documentation
• Building relationships and liaising with stakeholders within Private Bank and the rest of the Investec Group, including Credit, Compliance, Legal Risk, Property Risk, Structured Property Finance, Banking, Shared Services, Client Services Centre and Operations

Experience, skills and capability

• Admitted Attorney
• Between 5- and 10-years' relevant post articles experience in a commercial law firm or corporate environment in financial services
• Corporate/Commercial drafting experience essential
• Banking and/or property experience essential
• Ability to build relationships both internally and externally
• Excellent negotiation skills
• Solutions driven and innovative
• Strong attention to detail but focused on the bigger picture
• Able to work under pressure and take initiative
• Highly proficient skills in Microsoft Word, Outlook, Teams and Excel required
   

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Description

• This role will be responsible for the implementation, embedding and maintenance of the operational risk management framework and associated risk responsibilities and requirements within the context of the Investec for Business division of the Specialist Bank. The role included the leadership and co-ordination of the Operational Risk Management team.

Responsibilities: 

Implement the Group's Operational Risk Management Framework and strategy. Ensure all aspects of the framework are executed effectively by providing assurance on the quality and effectiveness of: 

• Risk Assessments
• Risk Events (data accuracy requirements as set by the  ILM model with adequate reconciliations)
• Risk Indicators (KRIs)
• Scenarios analysis 
• External Events  
• Ensure accurate, timely and insightful risk reporting to group functions, summarising current risk exposure and highlighting significant risks, enabling the group and business to make effective decisions within the established risk framework
• Align operational risk activities with combined assurance methodologies and co-ordinate activities with Internal Audit and Compliance
• Drive a risk aware culture risk awareness and thinking around risk and control enhancements with all key stakeholders within IFB. Offer continuous education on operational risk management to maintain and enhance the risk culture of the business unit
• Ensure effective risk governance by identifying risks and managing changes in compliance with group policies
• Implement the Business Continuity Framework governance requirements (including OHS) and support business to ensure effective business continuity management practices

Experience, skills and capability

• Relevant degree
• Risk management certification would be an advantage
• A minimum of 2 - 4 years relevant work experience within the financial industry
• Relevant experience within Investec or any other banking function with products that align with those of IFB
• Facilitation skills in order to conduct workshops and relevant meetings
• Analytical skills with the ability to draw logical conclusions from vast amounts of data and information
• Microsoft tools (Excel, Word, PowerPoint)Excellent attention to detail
• Effective time management, ability to work under pressure and ability to prioritise
• Excellent verbal and written communication skills
• Understanding of the regulatory requirements within a bank and an in-depth knowledge of the operational risk regulations
• Use of AI tools 

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Description

• Investec Sandton is looking for a Fullstack developer (at least 5 years' experience) in the Private Bank Tech – Lending team who will be part of the full application life cycle including, but not limited to, the evaluation of business requirements, system analysis and design, writing of technical specifications and diagrams, programming, unit testing, maintenance, and technical support of our applications.

Experience, skill and capability

• Proficient in Programming Languages: JavaScript, Typescript, .NET, C#
• Front-end Development: Knowledge of front-end technologies like HTML, CSS, and JavaScript frameworks – Angular - to build responsive and user-friendly web interfaces
• Back-end Development: Proficiency in server-side programming using frameworks and technologies such as Node.js, ASP.NET, to handle server logic, data storage, and integration with databases
• Databases and Query Languages: Experience working with relational databases and understanding of SQL query languages, along with Liquibase understanding (advantageous)
• API Development and Integration: Ability to design, build, and consume RESTful APIs, as well as integrate with external APIs and services to exchange data between systems
• Version Control: Familiarity with version control systems like Git and understanding of branching, merging, and resolving conflicts to collaborate effectively with other developers
• Responsive Design and CSS Frameworks: Advantageous to have understand responsive design principles and experience with CSS frameworks like Bootstrap or Foundation to create visually appealing and mobile-friendly web applications
• Testing and Debugging: Ability to write unit tests, perform integration testing, and debug applications to ensure code quality, identify and fix issues, and improve overall reliability pre- and post-deployment
• Deployment and DevOps: Proficiency in deploying applications to Azure DevOps for managing source code repositories, building and releasing applications, and implementing continuous integration and delivery processes (CI/CD) and infrastructure automation, including automated deployment pipelines
• Security Best Practices: Understanding of web application security concepts, such as Azure Active Directory (Azure AD) and the ability to integrate authentication and authorisation mechanisms into applications using Azure AD, data validation, and protection against common vulnerabilities
• Performance Optimisation: Experience in optimising application performance, including minimising load times, optimising database queries, and implementing caching mechanisms
• Problem Solving and Troubleshooting: Strong analytical and problem-solving skills to identify, debug, and resolve issues in both front-end and back-end components of applications
• Collaboration and Communication: Effective communication and collaboration skills to work in cross-functional teams, participate in code reviews, and communicate technical concepts to non-technical stakeholders
• Continuous Learning and Adaptability: Willingness to learn new technologies, keep up with industry trends, and adapt to evolving development practices and tools

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Description

• The Western Cape Private Client team is seeking an experienced Brand Manager with a minimum of 5 years' experience and a proven track record of execution and consistent career growth. The successful candidate will be a hardworking and adaptable professional who, while not necessarily having extensive financial services experience, is ready to hit the ground running.
• In this role, you will manage complex marketing project deliverables, primarily across TTL, direct, and digital channels. You will work collaboratively with team members, business stakeholders, and external agencies in a collegiate environment. We are seeking a self-starter who can demonstrate a strong history in brand management, where execution and high-quality creative output are non-negotiable.

Key Responsibilities

In addition to delivering on the Private Client strategic objectives, you will support the following areas:

• Act as a strategic partner to high-net-worth (HNW) banking and wealth management in the Western Cape.
• Identify proactive opportunities through a deep understanding of the business and budget.
• Execute co-created strategies, driving output from inception to completion.
• Support HNW wealth managers and bankers in retaining and acquiring new clients.
• Collaborate and integrate with national bank and wealth marketing teams.

Required Qualifications and Experience

• Bachelor's Degree: A degree in Marketing or a related field
• Start-up experience is advantageous.
• Minimum of 5 years in brand marketing.
• At least 3 years of experience working in the Western Cape.
• Proven track record of executional excellence and creativity.
• Strong general marketing knowledge coupled with business acumen.
• Excellent verbal and written communication skills and a strong team player.

Core Competencies

• Strong action orientation with a focus on delivering results.
• Ability to manage projects and campaigns end-to-end, ensuring measurement and learnings are captured.
• Independently plan and execute marketing activations.
• Strategic thinker with the ability to identify opportunities.
• Meticulous attention to detail.
• Excellent communication and interpersonal skills, with the ability to influence and collaborate effectively.
• Proven track record in brand management, excelling in complex environments while partnering with business and cross-functional teams.
• Ability to connect business challenges and objectives with marketing opportunities.
• Skilled in navigating diverse stakeholder relationships.
• Ability to critically assess creative work against objectives and brand guidelines.
• Confidence to challenge briefs and creative outputs to ensure optimal outcomes.
• Experience working in high-performance teams across multiple disciplines within a matrix structure.
• Manage the production of collateral, content, and advertising to the standard of "Out of the Ordinary."
• Monitor and analyse commercial and marketing performance metrics, adjusting strategies as needed to meet objectives.
• Prepare regular performance and market trend reports for senior leadership team.

Personality Attributes

• Action-oriented, focused on achieving results while maintaining strong relationships.
• Strong business acumen with a passion for a fast-paced environment.
• Collaborative, working towards shared goals.
• Thrives in an environment that encourages questioning and challenging the status quo.
• Comfortable operating in ambiguity.
• Resilient yet empathetic.
• Proactive and curious, with the ability to pivot from strategic discussions to hands-on execution.
• Calm under pressure, adaptable to changes mid-project.
• Solutions-focused, seeking constructive resolutions to challenges.
• Willing to seek assistance when needed.
• Capable of working effectively under pressure. 

Additional Note:

• Extensive travel within the region will be required.