Manager - Credits at Astron Energy (Pty) Ltd.

Managing a team of 7 credit analysts to provide effective credit management services to control the credit exposure relating to Trade and Other than Trade Receivables.

Financial Perspective

• Oversees the preparation of monthly credit performance metrics and reports with commentary presented at the Credit Board meeting
• Daily review and resolution of blocked sales orders
• Effective monitoring of customer payments and resolution of any past dues

Customer Perspective

• Continually strives for process efficiencies and innovative credit solutions to better service the business units and external customers.  Strives to reduce costs to deliver credit services.
• Responsible for evaluating credit risk, determining credit lines and security requirements.  Personally review and approve credit decisions for accounts over direct reports’ Delegation of Authority as well as dealing with complex and high-level credit related matters
• Drives full utilization of the Bectran Credit Management system within the organization
• Conducts customer visits as and when needed
• Evaluates the South African economic and political climate enabling timely credit risk management

Internal Processes

• Ensures a strong internal control environment is maintained in line with agreed control procedures
• Ensures a strong business contingency plan is in place and has been tested for the department. 

People Management

• Provides work direction to 7 direct reports, plus transitional staff. Completes Performance Management Process, salary administration, and career development for team members. 
• Drives credit policies, initiatives, and best practices throughout the various business channels.  Ensures proper delegation of authority is administered to enable timely and effective credit decision making. 

Leadership

• Key team member of Finance Leadership Team
• Active participant in customer deal approval forums

Qualification and Experience for this role:

• CA(SA) or Post Graduate qualification in Credit Risk Management
• Prior experience within a credit management function and exposure to managing a team is highly preferred.
• Excellent analytic ability to understand and anticipate credit risks
• Strong communication skills and ability to effectively engage with customers and internal stakeholders (incl. senior management) on varying levels of business, financial and credit related complexities
• Strong financial acumen - comfortable working with and assessing customer Financials i.e. Income statement, Balance Sheet, cash Flow Statement, Forecasted Projections.
• Fully conversant with IFRS standards and other regulatory standards relating to Credits functions.
• Ability to work under pressure, working to tight deadlines and independently manage a number of different tasks, as well as be able to switch priorities at short notice.
• Able to work independently and deliver creative innovative solutions to mitigate credit risk.
• Demonstrate a firm grasp of the key commercial considerations, as well as an ability to weigh up customer value propositions and make recommendations as appropriate.

Application deadline:

02 March 2023