FAIS accreditation or a FAIS recognised qualification will be highly beneficial
Minimum experience of 3 years investigative experience in Personal and commercial claims environment
Own reliable vehicle
Duties & Responsibilities
Receive personal and commercial line claims identified by the fraud prediction model for validation
Confirm merits of each claim through comprehensive assessment of the item and incident
Apply the policy to ensure the loss is covered in terms of the contract
Compile a comprehensive report on all findings and make a recommendation on a claim based on merits/evidence found during the validation process
Refer all recommendations not within your mandate to the line manager for approval
Irrespective of the outcome of the claim the broker, client and claims advisor to be notified (rejected claims to be communicated verbally and in writing)
The key focus of a claims investigator is to limit financial losses due to a policy/claim fraud and to finalise and adjust claims accurately obtain all evidence in a proper manner to ensure that it is admissible as evidence in a court of law
Act as complainant where fraud is found and render all assistance and evidence to ensure the prosecution of the person who committed/attempted to commit fraud
Assist/influence other areas of the business once an investigation is concluded, i.e. report on the quality of the sale/policy wording and application or adjustment of underwriting criteria
Report on any risks identified and suggested controls and report any other failures which influences the merits of an investigationInternal Process:
Enhance service delivery in the claims departments
Contribute to optimising work practices and procedures via suggestions
Up skill/influence claims advisors by sharing knowledge
Effectively build, maintain and manage relationships with clients, brokers, service providers and business partners
Ensure investigations are done in a professional manner and all parties are updated regularly on the progress
Achieve minimum standards with regards to saving ratios, turnaround time, Customer Satisfaction scores, Ombudsman overturned ratios and expense ratiosPeople:
Live the Momentum values
Interact with colleagues and supply manager investigation results
Interact with other business units i.e. claims, client services, brokers, compliance, legal etc.
Build relation/interact with support services to ensure effeciencies
Interact with clients, brokers and service providers
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