Risk Manager - JHB at PayJoy

Responsibilities

• Use SQL and R or Python to extract and manipulate data to make data-driven, actionable recommendations about how to improve outcomes
• Work closely with the Data Science team to price and implement ML and AI models that optimize portfolio outcomes. 
• Define, implement and monitor A/B Tests with the product and marketing team that will improve our product and help us reach more customers. 
• Write succinct and thoughtful documentation that explains your recommendations.
• Own risk KPIs for South Africa and additional future new markets

Requirements, Skills and Knowledge

• Bachelor's degree in Finance, Economics, Mathematics, Industrial Engineering or a similar field.
• 4+ years of experience in credit risk management functions in fintech or commercial banking.
• Strong general analytical and problem-solving skills. 
• Mastery of SQL (including concepts like CTE and window functions)Proficiency in Python or R.
• Understanding of statistical tools and methods, and experience working with large data sets.
• Experience running A/B and multivariate tests.
• Additional Qualifications (nice to have)
• Master’s Degree in Data Science, Analytics or Business Administration.
• 1+ years of people management experience

Benefits

• Medical Aid plan
• Retirement plan
• Internet Allowance
• Death, Funeral and Disability
• Annual Fitness Benefit
• Annual Professional Development