Senior Credit Analyst at Absa

Job Summary

• To provide complex specialist advice and support in practice formulation and associated best practice improvement tactics; enabling the provision of specialist risk product expertise.

Job Description

We are a truly African brand, unified and united with one goal: to bring your possibility to life. Our impressive client portfolio includes global and Africa-based multinationals, public sector and institutional clients, as well as financial institutions and global development organisations.

We have a newly created role in the credit team as we need a dedicated support partner to our Markets Business for Business Banking clients. The role will focus on business enablement from a credit risk perspective for Markets products (CIB products) in respect of Business Banking clients.

You will also be responsible for:

• Building strong relationships with stakeholders in the Markets team.
• Preparing credit deals up until credit approval for credit in the region
• Performing robust financial and non financial analysis on the client that will support and underpin all new proposals in terms of the clients' credit risk implications.
• Making use of clients' historical data for example, its financial statements to forecast the clients’ potential growth and sustainability.
• Conducting a sensitivity/scenario analysis to determine the impact that a change in, for example the economy, political situation, consumer demand etc will have on the clients’ financial health.

Let’s have a further discussion, if you have a B degree and over 5 years credit analysis experience with a solid understanding of the Markets business as well as the products offered.

Education

• Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)