Senior Credit Analyst: CPF at Absa Group Limited (Absa)

Job Summary

• To develop tactical strategy and delivery plans, formulate associated practice/s and to ensure operational implementation and adoption i.t.o. credit risk management methodology, practice, governance and delivery objectives.

Job Description

• We are a truly African brand, unified and united with one goal: to bring your possibility to life. Our impressive client portfolio includes global and Africa-based multinationals, public sector and institutional clients, as well as financial institutions and global development organisations.
• In this role you will provide credit-focused support with a specific focus on credit sales and deal structuring. You will also work within existing credit policies to structure appropriate bankable solutions for the client and further manage all other credit related issues for the Commercial Property Finance business.

You will also be responsible for:

• Building strong relationships with stakeholders.
• Preparing credit deals up until credit approval for credit in the region
• Performing robust financial and non financial analysis on the client that will support and underpin all new proposals in terms of the clients' credit risk implications.
• Making use of clients' historical data for example, its financial statements to forecast the clients’ potential growth and sustainability.
• Conducting a sensitivity/scenario analysis to determine the impact that a change in, for example the economy, political situation, consumer demand etc will have on the clients’ financial health.

Let’s have a further discussion, if you have a B degree and over 5 years credit analysis experience. It would also be preferred if you have experience in debt structuring, restructuring of businesses, aggregation of financial positions, pref share transactions and/or debt modelling.

Education

• Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)