Specialist: Litigation at Capitec Bank

Purpose Statement

• To initiate, monitor and control suitable legal processes to ensure the optimal realisation of various collateral types held across all product offerings in respect of the relevant non-performing loan portfolio
• To provide specialist inputs relating to Legal Collections towards:
• maximising recoveries and impairment releases 
• minimising recovery costs and impairment raises
• Financial assessment, negotiation and restructure of distressed debt

Experience
Minimum:

• Admitted attorney / advocate 
• At least 2 - 3 years post-admission experience in civil and/or commercial litigation practice

Ideal:

• 3+ years post-admission experience in civil and/or commercial litigation practice, comprising of 2+ years in a Collections and Recoveries space.

Qualifications (Minimum)

• A relevant post graduate degree in Law or Commerce

Qualifications (Ideal or Preferred)

• Masters Degree in Law or Business Administration

Knowledge
Minimum: 

• Up-to-date knowledge of the Collections and Recoveries environment
• Insolvency legislation and processes 
• Credit legislation and processes
• Banking and Financial Services Industry
• Litigation processes
• Debt Recovery processes 
• Collateral variants / types 

Ideal:
Understanding of:

• Commercial, business, and financial principles and practices 
• Governance and risk management principles
• Data analytics
• Banking and Financial Services Industry (ideal)

Skills

• Attention to Detail
• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Decision making skills
• Negotiation skills
• Problem solving skills
• Conditions of Employment
• Clear criminal and credit record