Team Leader: Credit Intelligence Analysis at Capitec Bank

Purpose Statement

• To manage and lead a team of credit intelligence analysts and specialists within the Credit client account management function to co-create the bank’s credit strategy.
• Pro-actively manage credit risk and optimise performance of the various strategies with the development of predictive models, policy rules, and intervention strategies.
• Ensure the quality delivery of advanced statistical insights and application thereof to influence credit decision making.

Experience
Min:

• 6 - 8 years’ experience in retail credit (including advanced analytics, statistical modelling, as well as policy and process enhancement).
• In case of Honours degree: 5 - 7 years’ experience in retail credit analysis (including SQL programming and descriptive analytics). 
• Minimum of 3 years Portfolio specific experience.
• Experience working with / contributing towards credit principles, policies, frameworks.

Ideal: 

• Capitec Bank experience

Qualifications (Minimum)

• Bachelor's Degree in Finance or Statistics

Qualifications (Ideal or Preferred)

• A relevant post-graduate qualification in Finance or Statistics

Knowledge
NA

Skills

• Communications Skills
• Influencing Skills
• Leadership Skills
• Planning, organising and coordination skills
• Presentation Skills
• Project Management Skills (Methodolgy Specific)
• Reporting Skills
• Researching skills