Transactional Banker Commercial at Absa Group Limited (Absa)

Job Summary

• Support the Relationship Executive in the optimisation of profit and economic value for portfolios of Growth Business key account clients requiring medium to high complexity commercial banking requirements by focusing: 
• origination efforts to quire new clients; 
• cross-sell to existing client base; 
• coverage efforts to service clients in accordance to the segment CVP

Job Description

• To support the Relationship Executive with the day-to-day administrative functions, portfolio management, entrenchment, and operational functions for an allocated Growth portfolio. To ensure that all compliance requirements within the portfolio are met and act as a central contact point for the client, providing sales and service fulfilment aligned to segment targets.
• Portfolio Management: Ensure appropriate management of respective portfolios that includes but not limited to client engagement, portfolio performance management, reporting and executing of client requirements.
• Business Development: Agree financial targets/new business targets and set out tactical plans to achieve this on an annual basis.
• Risk Management: Ensure that portfolio meets the required risk management standards.

Qualifications

Minimum Qualification

• NQF6 (FAIS recognised).

Experience Required

• 3-4 years previous experience as an account analyst or similar position to gain exposure to lending principles and customer service.
• Business banking experience will be advantageous.

Behavioural Competencies:

• Adopting Practical Approaches.
• Articulating Information.
• Checking Details.
• Coordinating People.
• Embracing Change.

Technical Competencies:

• Customer Acceptance & Review (Business Banking).
• Financial Statements Analysis and Interpretation.
• Product Knowledge (Business Banking).
• Risk Identification.
• Risk Management and Mitigation.

Education

• Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)