Current Opportunities at Standard Bank Group

JOB DESCRIPTION

• To identify, analyse and document improvement opportunities across various lines of Business and Functions by conducting critical analysis within the Business Line or Function in order to enhance process and system functionality, identifying the current operating functionality and providing recommendations for the future. 

QUALIFICATIONS

• Completed Matric
• A minimum qualification for this job would be a first degree in Information Technology or Business Commercial Certification on BI Analytics Programme, Lean Six Sigma certification.

Experience

• 1 - 2 years Experience in business analysis, process flow and business process improvement. 
• 1 - 2 years Experience in Project management and financial modelling focusing on process flows and business process mapping.

ADDITIONAL INFORMATION

Behavioral Competencies:

• Adopting Practical Approaches
• Challenging Ideas
• Checking Details
• Documenting Facts
• Examining Information

Technical Competencies:

• Business Process Improvement
• Data Analysis
• Development
• Emerging Technology Monitoring
• IT Knowledge

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JOB DESCRIPTION

• To apply computer science theories, principals to create, refactor moderate to complex programs/scripts, integration software services. To design complex specifications, code, test, debug, enhance programs within the Continuous delivery pipelines and provide support, maintenance of systems, programmes. To execute software developer responsibilities according to Engineer practice, standards, frameworks, roadmaps and the architects application standards. Participate in reviews of colleagues' work.

QUALIFICATIONS

Undergrad Degree in Information Technology
Experience Required

• 5-7 years experience in translating business and functional requirements into technical specifications and developing the programming code to create the solutions.
• 8-10 years proven experience in modern engineering practices i.e. dev ops, agile etc., Proven experience across multiple, broad IT Engineering disciplines, with demonstrated specialisation in at least one. Experience within the required scope of expertise

ADDITIONAL INFORMATION

Behavioral Competencies:

• Articulating Information
• Developing Expertise
• Documenting Facts
• Embracing Change
• Examining Information
• Interpreting Data
• Team Working

Technical Competencies:

• Agile Development
• Application Support
• Design Patterns
• DEVOPS
• Infrastructure as Code (IaC)
• Software Containers
• Testing (unit, regression, integration)
• Write Code

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JOB DESCRIPTION

• To achieve operational excellence through executing the end-to-end debt review activities and delivering in accordance with the organisational and industry strategies; rules and regulations. This includes Debt Review Originations, Certificate of Balance, Proposals, Legal, Restructures, Payment Management, Terminations, Reinstatements, Administration and Service Fulfilment.

QUALIFICATIONS

• Completed Matric
• Tertiary and Debt Review Certifications will be an advantage 
• Training Courses: Debt Review Role Based Accreditation / Advanced 
• Debt Review Programme / Paralegal 

Experience

• 1-2 years banking/business exposure in credit evaluations/Legal/ administrative/customer service role and/or debt review role

ADDITIONAL INFORMATION

Behavioral Competencies

• Good verbal & written communication
• Pay attention to detail 
• Able to handle pressure/conflict
• Results-orientated 
• Good numerical ability 

Technical Competencies

• Computer literacy
• Services skills
• Accounting/budgeting skills
• Risk management ability
• Legal knowledge

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JOB DESCRIPTION

• Lead a team of Credit Evaluation Managers and/or Officers who assess and evaluate lending applications for clients/small businesses (including self-employed applicants) based on sound credit risk and affordability assessments, financial principles and credit policies which will manage growth of the asset book of the bank with a view of minimising losses and mitigating credit risks. This will include the spectrum of lending products available to Consumer clients.

Credit Evaluations

• Makes prudent credit decisions on lending applications and authority sought requests within the parameters of the relevant individual product policies and/or multiple product policy, relevant regulatory requirements such as the National Credit Act and sound financial principles.
• Determines the best possible lending solution for the client and the Bank.
• Considers the requirement for collateral, guarantees, pre-conditions, post-conditions, and covenants.
• Supports Managers: Credit Evaluations in understanding clients and businesses and finding solutions for clients’ needs
• Prepares motivations and recommendations for applications falling outside the delegated authority and presents this to appropriate authority levels.

Client Engagement

• Attends client visits to understand clients and their businesses in need. Client engagements may be in person or telephonic, at branches, suites, or client premises.
• Supports business to understand clients and whether lending opportunities fall within risk appetite
• Engages watchlist clients as required in support of Credit Risk teams.

Credit Risk management

• Supports the Credit Risk team as required to ensure performance of their responsibilities.
• Pro-actively identifies opportunities to improve processes and systems within the business unit to enhance risk management and efficiencies.

QUALIFICATIONS

Minimum Qualifications

• Preferable: B/Comm Accounting or Financial Management  or Credit Diploma 

Experience Required
5-7 years

• Good knowledge and understanding of Credit Risk Management, managing a Team, experience in intuitive credit assessment and decisioning in relevant segment and products. Knowledge and understanding of financial statements. Knowledge and understanding of repayment structures, collateral and collection processes within the banking environment

ADDITIONAL INFORMATION

Behavioral Competencies:

• Articulating Information
• Developing Strategies
• Directing People
• Embracing Change
• Examining Information
• Exploring Possibilities
• Interacting with People
• Making Decisions
• Providing Insights
• Understanding People

Technical Competencies:

• Coaching and Mentoring
• Compliance
• Product and Services Knowledge
• Product Development
• Risk Management
• Stakeholder Management
• Strategic Alignment & Execution
• Strategic Planning and Reporting

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JOB DESCRIPTION

To lead, manage & deliver an integrated and independent Risk Management Function to enable South Africa to seize opportunities in pursuit of growth, by managing Non-Financial Risks in a manner that balances the interests of clients and other stakeholders, while protecting the safety of the Enterprise, ensuring the ethical standards are adhered to. 

• To co-ordinate the establishment and maintenance of an effective risk management system including ensuring appropriate processes are in place to identify, assess, measure, manage, monitor and report on all material risks to which SIL is exposed.
• To promote a sound risk culture within SIL, ensuring appropriate ownership and management of risks at all levels.
• To establish clear, effective and efficient governance processes associated with the oversight, approval and delegation of authority with regards to risk related activities.
• To ensure alignment of the SIL risk management system with the policies, standards and processes set at an SBG and IAM level.
• To develop, shape and own the risk appetite, risk standards and risk management operations of SIL. 
• To enable SIL to consciously seize opportunities in pursuit of growth, by managing business and associated risks in a manner that balances the interests of clients and other stakeholders, while protecting the safety and soundness of the business thereby ensuring the right risk-reward balance is achieved.
• To support the maintenance and oversight of the risk management system for short-term insurance across all entities within SBG.
• Owns and drives the process of embedding the SAM (Solvency Assessment and Management) Pillar II Risk and Governance frameworks and requirements for SIL in terms of the Insurance Act and related Standards.

QUALIFICATIONS

• Honours Commerce Degree 
• Preferred: Master's Commerce Degree 
• Post graduate degree in Risk Management (Member of the Institute of Risk Management in South Africa)
• Post graduate qualification in Insurance: Fellow of the Insurance Institute of South Africa
• Post graduate degree in Actuarial Science (Member of the Actuarial Society of South Africa (ASSA) and/ or associated international professional membership)
• Chartered Accountant (Member of the South African Institute of Chartered Accountants and/or associated international professional membership)

ADDITIONAL INFORMATION

Behavioral Competencies:

• Challenging Ideas
• Convincing People
• Developing Expertise
• Developing Strategies
• Directing People
• Embracing Change
• Empowering Individuals
• Exploring Possibilities
• Making Decisions
• Providing Insights
• Upholding Standards
• Valuing Individuals

Technical Competencies:

• Evaluating Risk Management Effectiveness
• Evaluation of Internal Controls
• Financial Acumen
• Legal Compliance
• Promote Good Governance, Risk & Control
• Quality Orientation

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JOB DESCRIPTION

• Standard Bank is the largest bank in Africa and our highly visible brand, award-winning service, and strong global presence helps us maintain our market-leading position. We place huge value on the talent of our people to drive our continued success, and to support our plans for growth.

The Standard Bank Customer Liaison Officer (CLO) Learnership Programme

• As one of the oldest and most successful financial institutions in the country, we’re always looking to hire dedicated, ambitious men and women to fill key future-fit roles in our ever-growing organisation.
• If you are interested in engaging with customers, solving their problems and have a high passion for sales and service  then this learnership is an ideal opportunity to enter the world of banking.
• Designed to help you gain valuable work experience in customer interactions in our branch environment with a high focus on sales and service you will have a unique opportunity to gain experience in the various roles within the Branch
• In addition, you will complete a qualification in Banking at an NQF level 5.  This will enable you to become FAIS accredited and access banking employment across South Africa.

Designed to help you gain valuable work experience you will have a unique opportunity to gain proficiency in the following:

• Understanding the full value chain of Banking
• Build strong Sales and Service Skills
• Understanding the Financial and Regulatory framework
• Understanding Customer Demands and providing appropriate solutions
• Resolving clients inquires
• Building relationships

QUALIFICATIONS

The candidate must:

• Be a South African Citizen
• Be between the ages of 18 and 30
• Be able to speak, read and write English
• Have completed a post-Matric 3 year Finance/Banking related qualification
• Be computer literate
• Not be permanently employed
• Not be studying at any other institution

ADDITIONAL INFORMATION

Closing Date for Application: 31st May 2023