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We use only behavioural data from mobile usage to create financial identities for SMME’s. Our customers can then access a world of choice where Banks compete to provide the best savings product or working capital to grow their business. For 80% of our customers it is the first time that they are interacting with a bank. We believe technology provides t...
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The Role
Founded in 2015, JUMO’s mission is to empower emerging market entrepreneurs with financial choices. It has been an exciting and challenging journey, with many achievements and setbacks. At times, we have had to make difficult decisions, most recently this has been to focus on delivering a strong, lean operating model that builds on our clear successes and reduces our exposure in untested markets.
At JUMO we believe that we have the opportunity in our lifetime to connect every entrepreneur to the financial products they need to grow and prosper. We need exceptional people in key roles to make that happen. Joining JUMO requires boldness, resilience, and innovation. You will need to embrace change and operate comfortably in uncharted territory.
As Data Modelling and Reporting Analyst you will be involved in designing, documenting and testing new and existing data solutions within JUMO’s data warehouse and reporting platforms. Soon our platform will be acquiring data for over 150 million GSM and mobile money users from globally distributed sources, consuming data from interactive and batch processes. As a Data Modelling & Reporting Analyst, you’ll help contribute to our mission of financial inclusion by extracting maximum predictive value from data assets. You will be based in Cape Town and will report to Data Modelling & Reporting Team Lead.
If you join us, you’ll
- Support the design, testing and implementation of pipelines that constitute JUMO's data platform, enabling effective use of data across the organisation
- Interact with business users at all levels to understand their needs and to provide advice on areas where value can be added
- Be responsible for creating robust data processing models used to effectively manage the technical delivery of business needs
- Perform quality assurance on new and existing data sets and pipelines to discover inconsistencies, anomalies in order to guide problem resolution and data cleansing exercises
- Assist with the design and delivery of Reporting solutions for both internal and external consumption including various regulatory bodies
- Use your data analytic skill to design and implement data platform performance metrics
- Work closely with Portfolio Managers and Data Scientists to understand the real world problems we're trying to solve
- Mentor juniors and be supported by senior leaders as you drive your own development
What you’ll need
- 3+ years experience with data and/or systems analysis experience, at least some within a formal BI environment
- Proven ability in analytics, business acumen and presenting / communicating recommendations across all organization levels
- Real-world understanding of data processing and storage
- University degree in Business or Mathematics or Statistics or Informatics or equivalent industry training and experience.
- RDBMS experience in any relevant technology such as MySQL, PostgreSQL, Redshift and SQL Server
- Experience creating stored procedures
- Intermediate – Advanced Excel skills
- Understanding of IT Governance, Project Management methodologies and QA standards
- Experience with reporting and business intelligence software such as Tableau, Power BI, Grafana, Superset
- Critical thinking under pressure
Bonus if you have
- Experience in application design and development with at least one of the following languages: Python (preferred), Scala, Java
- Experience with big-data technologies such as Cassandra, DynamoDB, InfluxDB, MongoDB, Presto, Apache Spark, Hadoop, Beam, Flink, Kafka or Kinesis
- Experience designing services on the AWS and/or GCP platform
- Agile working environment experience
We ask a lot of each other at JUMO, but we give a lot too.
Things you’ll love
- Collaborating with smart, engaging people
- Working for impact
- Growing and learning continuously, with loads of encouragement and support
- Boldly taking risks as we navigate new challenges
- Flexible work practices enabling your best delivery
- Being autonomous and empowered to lead
- A stack of leading-edge technologies
At JUMO, we believe that diversity strengthens our teams and strive in our recruitment process to create an environment where people from every background can collaborate and prosper and be themselves.
go to method of application »
The Role
Founded in 2015, JUMO’s mission is to empower emerging market entrepreneurs with financial choices. It has been an exciting and challenging journey, with many achievements and setbacks. At times, we have had to make difficult decisions, most recently this has been to focus on delivering a strong, lean operating model that builds on our clear successes and reduces our exposure in untested markets.
At JUMO we believe that we have the opportunity in our lifetime to connect every entrepreneur to the financial products they need to grow and prosper. We need exceptional people in key roles to make that happen. Joining JUMO requires boldness, resilience, and innovation. You will need to embrace change and operate comfortably in uncharted territory.
As Strategic Partnerships Manager // Capital & Banking you will be part of a high-performance team that is responsible for creating and developing strategic partnerships with financial services providers to drive financial inclusion in Africa. You will report to the Head of Partnerships // Capital & Banking. The role can be based in South Africa, or in any of our live markets in Africa (Ghana, Zambia, Tanzania, Uganda or Kenya).
If you join us, you’ll
- Develop and maintain strong relationships with specific financial service provider counterparties by being the main point of contact
- Explain the benefits of a partnership utilising sound banking and financial services knowledge with an ability to talk to portfolio strategy, reporting, compliance and data analytics
- Continually monitor and assess the overall portfolio performance against agreed KPIs to identify opportunities to further optimise portfolio growth, customer utility and to enable long term growth of the digital ecosystem
- Identify and share real-time, robust, reliable, insightful business information (which may include regulatory changes, macrotrends in banking and the economy in general) with relevant internal teams that can effectively influence the overall product and portfolio performance
- Drive collaboration and shared consciousness with all internal cross functional teams to ensure all legal, regulatory, data, product, marketing, customer insights, finance and operations requirements are carefully considered to achieve revenue goals and manage risk
Capabilities
- Ability to coordinate and manage complex projects and operations with banking and other capital partners and JUMO resources in other offices
- Ability to build trust and rapport across all layers of our banking partners, from project teams to business leaders and executives
- High levels of intellect and judgement - Someone that makes the right trade-offs, takes right direction, weighted decision making in line with overall JUMO business model
- Strong communication skills
- Ability to break down complex challenges into measurable workstreams and to lead the delivery
- Ability to work in a fast paced ever changing environment and highly adaptable
- Excellent time management, planning and organisational skills
- Exceptional communicator, intelligent and articulate with strong written and verbal skills
- Confident personality with strong presentation ability
- Ability to meet tight deadlines, multi-task, prioritise and handle a diverse workload
- Decisive, detail orientated and enthusiastic with problem solving abilities
- Deep knowledge and experience of how a bank operates, with the ability to identify and mitigate project or operational risks before they arise
- Deep understanding of credit/loan dynamics, with the ability to communicate complex information in simple terms
- Take full ownership and have a ‘buck stops with me’ attitude – an ability to work independently and to make it happen.
What you’ll need
- Bachelor’s Degree in Business / Finance / Economics / Accounting or similar
- Good understanding of financial products and performance, including credit risk, dynamics of lending, saving and some insurance
- Understanding of doing business in Africa
- Understanding of mobile network operators and the role mobile money plays as a revenue generation component for them
- Understanding of financial services, mobile money and Mobile Financial Services
- Ability and willingness to travel where required
At JUMO, we believe that diversity strengthens our teams and strive in our recruitment process to create an environment where people from every background can collaborate and prosper and be themselves.
go to method of application »
The Role
Founded in 2015, JUMO’s mission is to empower emerging market entrepreneurs with financial choices. It has been an exciting and challenging journey, with many achievements and setbacks. At times, we have had to make difficult decisions, most recently this has been to focus on delivering a strong, lean operating model that builds on our clear successes and reduces our exposure in untested markets.
At JUMO we believe that we have the opportunity in our lifetime to connect every entrepreneur to the financial products they need to grow and prosper. We need exceptional people in key roles to make that happen. Joining JUMO requires boldness, resilience, and innovation. You will need to embrace change and operate comfortably in uncharted territory.
As Group Head of Partnerships // Capital & Banking you will be accountable for building and leading a high-performance team that is responsible for creating and developing high value strategic partnerships with financial services providers in our African markets. You can be based in Cape Town, South Africa or Accra, Ghana and will report to the Africa CEO.
Purpose
To create and develop strategic partnerships with financial services providers to drive inclusive digital finance establishing the ideal partner value proposition ensuring the optimisation of product roll out, portfolio growth, achievement of revenue goals and management of risk in line with the partnership agreement.
- Africa Region Retail Banking Partnership Strategy.
- Key Partner Account KPIs and target setting and delivery in line with commercial plans.
- Key Partner Account expansion and development leveraging the JUMO tech stack to realise partner DFS/MFS strategies.
Key responsibilities
- Develop and advance strong relationships with key financial service provider counterparties to facilitate them running and building their DFS/MFS products on the JUMO technology stack.
- Ensure a robust FSP Partner Value Proposition framework that is transferable and allows JUMO Africa FSP Partners flexibility to execute their strategies in line with the product, risk and other policy requirements.
- Ensure comprehensive partner on-boarding strategy including continued use of JUMO Partner Products for portfolio strategy, reporting, compliance and data analytics.
- Build and continually improved standardised processes to monitor and assess the overall performance against agreed KPIs to identify opportunities to further optimise portfolio growth, partner profitability, CVP expansion, customer utility and to enable long term growth of the digital ecosystem.
- Drive collaboration and shared consciousness with all internal cross functional teams to ensure all legal, regulatory, data, product, marketing, customer insights, finance and operations requirements are carefully considered to achieve FSP Partner revenue goals and manage risk.
- Ensure sustainability of FSP partnerships through identification and selection of new, mutually beneficial market opportunities in line with the JUMO business model.
Capabilities
- Ability to manage complex relationships at partner / group level
- Ability to develop deep and effective relationships with potential partners through winning their trust and respect
- Strong commercial and business acumen, particularly someone that can easily articulate the JUMO strategy and translate this into key strategic plans and deliverables
- High levels of intellect and judgement. Someone that makes the right trade-offs, takes right direction, weighted decision making in line with overall JUMO business model
- Highly resourceful and address challenges through an execution lens. The ability to lean in, ask great questions, take the lead and the appropriate action or make the best decision both by facing the facts and embracing ambiguity
- High emotional intelligence, strong capacity to listen, ask the right questions, to lean in and take ownership
- Strong communication skills
- Ability to break down complex challenges into measurable work streams and to lead the delivery
- Ability to work in a fast paced ever changing environment, highly adaptable
- Excellent time management, planning and organizational skills
- Exceptional communicator, intelligent and articulate with strong written and verbal skills
- Confident personality with strong presentation ability
- Ability to work to tight deadlines, multi-task, prioritize and handle a diverse workload
- Decisive, detail orientated, enthusiastic, problem solving abilities
Requirements
- MBA, Bachelor’s Degree in Business / Finance / Economics / Accounting or similar, with minimum 12-15 years of experience.
- Track record in high level negotiations with major counter-parties to achieve and facilitate a given strategy.
- Very deep understanding and experience of financial products and performance, including credit risk, portfolio management, financial product design (dynamics of lending, saving and some insurance).
- Strong leadership experience, both building teams as well as enabling teams.
- Deep understanding and experience of doing business in Africa with proven networks within the commercial and banking business sector.
- Understanding of mobile network operators and the role mobile money plays as a revenue generation component for them.
- Understanding of financial services, mobile money, Mobile Financial services.
Things you’ll love
- Collaborating with smart, engaging people
- Working for impact
- Growing and learning continuously, with loads of encouragement and support
- Boldly taking risks as we navigate new challenges
- Flexible work practices enabling your best delivery
- Being autonomous and empowered to lead
At JUMO, we believe that diversity strengthens our teams and strive in our recruitment process to create an environment where people from every background can collaborate and prosper and be themselves.
go to method of application »
The Role
Founded in 2015, JUMO’s mission is to empower emerging market entrepreneurs with financial choices. It has been an exciting and challenging journey, with many achievements and setbacks. At times, we have had to make difficult decisions, most recently this has been to focus on delivering a strong, lean operating model that builds on our clear successes and reduces our exposure in untested markets.
At JUMO we believe that we have the opportunity in our lifetime to connect every entrepreneur to the financial products they need to grow and prosper. We need exceptional people in key roles to make that happen. Joining JUMO requires boldness, resilience, and innovation. You will need to embrace change and operate comfortably in uncharted territory.
As Application Security Specialist you will be proactively contributing to building and maintaining secure platforms. We run a modern, cloud-native technology stack built for scale. You’ll work closely with our development, infrastructure and engineering teams to bring the Sec to DevSecOps and increase the velocity of secure development and deployment. You will be based in Cape Town and will report to the Chief Information Security Officer.
If you join us, you’ll
- Hack the planet – get your hands dirty and pull apart code, whether it is application, mobile, platform, container or cloud infrastructure - and look for bugs.
- Secure application development – integrate security practices into the software development lifecycle, verify the security of internally and externally developed applications and services during and after development and deployment. Actively participate in the SDLC though guidance, education, input and facilitation. Create standards aligned to BSIMM and ISO.
- Threat model – enhance and optimise infrastructure, platform, application and mobile security by identifying threats, vulnerabilities and associated countermeasures.
- Respond to incidents – participate in the identification and response to security incidents, including containment and investigation.
- Train and raise awareness – create and manage learning and reference materials and exercises to formally educate JUMOnauts on application and cyber security. Help define and implement policies and standards. Work with other members of the team to raise awareness of, and give context to, the threats facing JUMO, our systems and information assets.
- Maintain and enhance toolsets – manage the relevant tools required for mature application security that include pen testing, secure coding, source code analysis and vulnerability management. Investigate new approaches, technology and automation to challenge traditional thinking and raise the level of security.
What you’ll need
- Minimum of 4 years’ experience in penetration testing, threat hunting and red teaming
- Experience with tools such as Burp Suite, Checkmarx, Cobalt Strike and Metasploit
- Knowledge of Rails, Python, Android and iOS
- Demonstrated track record of applying technical knowledge to help improve security
- Ability to adapt and take on new tasks and challenges
- Able to break stuff in a nice way for the greater good
- Ability to translate deeply technical content for various audiences
- Ability to integrate bug resolution into CI/CD processes
- Ability to get your point across and get bugs fixed without wordy reports
- Strong planning and organizing skills
- High attention to detail
- Relentless pursuit of bugs
- Ability to engage with and contribute to the Information Security community
Bonus if you have
- Relevant qualifications and certifications such as OSCP, OSWE, SANS and CREST
We ask a lot of each other at JUMO, but we give a lot too.
Things you’ll love
- Collaborating with smart, engaging people
- Working for impact
- Growing and learning continuously, with loads of encouragement and support
- Boldly taking risks as we navigate new challenges
- Flexible work practices enabling your best delivery
- Being autonomous and empowered to lead
- A stack of leading-edge technologies
At JUMO, we believe that diversity strengthens our teams and strive in our recruitment process to create an environment where people from every background can collaborate and prosper and be themselves.
go to method of application »
The Role
Founded in 2015, JUMO’s mission is to empower emerging market entrepreneurs with financial choices. It has been an exciting and challenging journey, with many achievements and setbacks. At times, we have had to make difficult decisions, most recently this has been to focus on delivering a strong, lean operating model that builds on our clear successes and reduces our exposure in untested markets.
At JUMO we believe that we have the opportunity in our lifetime to connect every entrepreneur to the financial products they need to grow and prosper. We need exceptional people in key roles to make that happen. Joining JUMO requires boldness, resilience, and innovation. You will need to embrace change and operate comfortably in uncharted territory.
As Tech Lead you will be accountable for delivering well crafted, tested and scalable solutions to the most complex problems. You will be based in Cape Town and will report to Director // Engineering.
If you join us, you’ll
- Set the direction for your team, making sure everyone understands and follows major technical decisions
- Be a leader, helping your team members grow into amazing professionals
- Work in an agile cross-functional team, delivering quality code you can be proud of
- Work with a modern but pragmatic Tech Stack (i.e. Kotlin, Spring Boot, Docker, Terraform, Kubernetes, Datadog, Jenkins + Spinnaker for CI/CD, AWS), building a highly scalable distributed system
- Learn from technical leadership, with hands-on experience
- Receive regular high-quality feedback, to help you continuously improve
What you’ll need
- Extensive hands-on experience designing, developing and testing distributed, high-volume and highly reliable software
- Understanding of requirements and excellent communication skills for explaining technical solutions.
- Business and operational awareness
- Experience with cloud-based infrastructure, ideally AWS
We ask a lot of each other at JUMO, but we give a lot too.
Things you’ll love
- Collaborating with smart, engaging people in an inspiring office space
- Working for real social impact
- Growing and learning continuously, with loads of encouragement and support
- Boldly taking risks as we navigate uncharted territory
- Solving stimulating challenges alongside international teams
- Flexible work practices enabling your best delivery
- Being autonomous and empowered to lead
- Working with leading technology and being at the forefront of innovation
Method of Application
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