Jobs at Standard Chartered Bank

Job Description: 

Job Summary

• Our Credit Analysts have extensive knowledge of our risk assessment and portfolio risk management framework which they use to support our Account Managers with credit reviews, ongoing risk monitoring and client creditworthiness. They also assess Standard Chartered’s risk appetite against market and economic conditions across the different markets and asset classes.

About our Banking and Coverage team:

• Our Banking and Coverage team owns and leads the management and development of our Client Relationships globally. They work across our global network with product partners to deliver working capital, financing, trade, cash, and market solutions for our clients. The solutions include varied products and services, from sustainable trade finance to credit derivatives, to mergers and acquisitions advisory.  

About Corporate & Investment Banking (CIB):

• For more than 170 years we’ve support clients with their transaction banking, financial markets, corporate finance and borrowing needs and provide solutions to nearly 20,000 clients in the world’s fastest-growing economies and most active trade corridors.

Key Responsibilities

• Lead comprehensive credit reviews and continuous risk assessments of financial institution clients to ensure robust creditworthiness evaluations aligned with evolving market conditions.
• Deliver timely, insightful, and concise credit portfolio analysis, integrating quantitative and qualitative data to inform risk decisions effectively.
• Prepare and document detailed financial spreads, recommend credit ratings consistent with internal scorecards, and maintain vigilant monitoring for credit-relevant events or early warning signals.
• Collaborate closely with Relationship Managers, Coverage teams, and Risk management to design and implement credit originations, risk mitigants, and portfolio management strategies.
• Conduct thorough client fraud risk assessments adhering to Standard Chartered's defined standards, clearly outlining residual risks and corresponding mitigants.
• Provide credit intelligence to identify viable business opportunities compatible with our risk appetite, supporting Relationship Managers and Product teams in crafting tailored financing solutions.
• Analyse market dynamics and sector-specific factors affecting clients, including industry risks, competitive positioning, funding strategies, treasury policies, and cash management.
• Carry out in-depth cash flow and liquidity analysis using ratio analysis and stress testing techniques to evaluate balance sheet resilience and profitability vulnerabilities.
• Assess reputational risks with attention to sustainability and climate-related risk factors, integrating these considerations into credit evaluations.
• Proactively support regulatory and compliance adherence in credit processes, ensuring all documentation and risk reporting meet the highest standards.

Skills and Experience

• The ideal candidate will demonstrate a comprehensive understanding of the credit risk management lifecycle in financial institutions, including portfolio monitoring, risk identification, and mitigation techniques.
• Proficient in financial forecasting, modelling, and quantitative analysis to anticipate and evaluate credit risks effectively.
• Experience conducting holistic client due diligence, incorporatig behavioural insights and preferences to help evolve and enhance product offerings and services.
• Broad product knowledge spanning Markets, Transaction Banking, and Corporate Finance sectors, enabling integrated credit solutions that address client needs comprehensively.
• Familiarity with the financial services regulatory landscape, understanding compliance obligations, and adapting credit assessments accordingly.
• Strong data analysis and visualisation skills to communicate complex credit information clearly and support decision-making processes.
• Capable of working efficiently under pressure in a dynamic and fast paced environment, maintaining accuracy and sound judgment when managing multiple priorities.
• Demonstrated competencies in strategic thinking, collaboration, customer focus, decisiveness, and a commitment to driving vision and purpose within a team context.

Posting End Date:  21/01/2026

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Job Description: 

Client Coverage Internship Programme - 2026 

• When you join our Client Coverage team, you’ll collaborate across teams to solve problems, spot opportunities, and deliver sustainable outcomes - for clients and for the Bank. With our unique global footprint, your work will have reach and relevance, partnering with governments, financial institutions, corporations, and investors on projects that shape the future of finance.
• Globally, our Client Coverage teams are part of our Corporate and Investment Banking (CIB) function, managing and developing our client relationships. We work across the global network together with our product partners to deliver working capital, financing, trade, cash and financial markets solutions for our clients. 
• Join us if you want to work with some of the most influential local and global corporates in your geographies. You’ll get the opportunity to work with lots of different teams within the Corporate & Investment Banking (CIB) business function and more broadly across the Bank.   

About the Internship Programme – how you’ll learn and grow

• Join a skills-first organisation where your potential matters more than your background.  You’ll get the opportunity to work alongside talented professionals, tackle real business challenges, and discover what it’s like to be part of a global organisation. You’ll build valuable skills, contribute to innovative projects, and form connections to last throughout your career. Many interns go on to join us as graduates - this could be where your journey begins.

The programme will support your skills development:   

• 10-week summer internship 
• A structured induction and orientation
• Classroom learning on our products, platforms and business 
• On-the-job training and technical seminars 
• Support from managers, mentors and buddies 
• Networking events with senior leaders 
• Opportunities to contribute to community initiatives.  

Where you could work
You’ll be placed into one of the following teams: 

• Corporate Coverage: Partnering with top-tier multinational, local and middle-market clients to deliver tailored banking solutions – from cash management, and trade financing to lending, capital markets, and advisory services.   
• Financial Institutions Coverage: Partnering with a diverse client base across banking, insurance, asset management, public sector, and private equity.  The team plays a key role in delivering solutions across financing, risk management, cash and securities, and investment strategies.  

Roles  
Our industry leading bankers will help you join one of the specialties below. As part of our assessment process, we help you learn more about the opportunities and determine which best suits your skills, attributes, and interests. Whichever route you take, you’ll gain hands-on experience and become an integral part of the team.  

• Assistant Relationship Managers support Senior Relationship Managers in the execution of deals, coordination between clients and product partners, and account planning and business approvals. Sales responsibilities will be assigned to you, and you'll work with multiple stakeholders to identify opportunities.  
• Credit Analysts assist Relationship Managers in managing risk, structuring deals, and monitoring existing clients. You’ll gain a deep understanding of our CIB products and how they are structured. You'll also conduct credit, financial, and industry risk analysis, as well as learn about environmental, sustainability, and reputational risk types and how we manage them.   

Posting End Date:  01/03/2026