Financial Services Advisory - Credit Risk, Analyst/Senior Analyst at Deloitte

Job description

What impact will you make?

Every day, your work will make an impact that matters, while you thrive in a dynamic culture of inclusion, collaboration and high performance. As the undisputed leader in professional services, Deloitte is where you’ll find unrivalled opportunities to succeed and realize your full potential.

Main Purpose of Job

• To support leadership in delivery of services to / at client premises on delegated engagement / project.

Minimum Qualifications

• University Graduate, preferably BSc (in Statistics or Mathematics); Financial Engineering or Actuarial Science.

Minimum Experience

• Financial Modelling – technical knowledge in PD, EAD, LGD, Basel II and IAS39.
• Need to have 2-4 years credit experience at a Bank or Consultancy.
• Retail credit risk experience is preferable, but strong corporate credit is also acceptable.

What you’ll do / Specialized Competencies

• Program coding knowledge and skills: SAS, VBA, Matlab (intermediate level
• Financial Modelling – technical knowledge and skills in PD, EAD, LGD, Basel II (intermediate knowledge
• Financial services and market regulations knowledge and application: regulation 23, IAS39, IFRS 9 (intermediate level)
• Industry experience and knowledge in Credit risk, Valuations, Enterprise Risk, Market Risk, Treasury and Regulatory compliance (intermediate level)

Key Performance areas

• Strategic Impact
• Supports the Engagement Manager in delivery of engagement / project, in specific area of competency
• Raises issues with manager as identified in area of focus that may affect the quality of delivery or timelines of the engagement
• Identifies opportunities for follow-on work and works with management to win the business
• Assists in development of client presentations / discussion documentation
• Actively builds business relationships that generate leads
• Gathers information to understand broader offerings of Deloitte and seeks opportunities for cross-selling
• Raises solutions to address issues in area of expertise that may enhance / renew service offerings to client
• Client Impact: External / Internal
• Communicates regularly with both Engagement Manager and client to meet deliverable expectations in specific area of expertise
• Develops productive working relationships with client staff
• Operational Effectiveness
• Proactively identifies client needs and problems on technical issues that arise and propose resolutions to address these
• Manages risk in area of engagement in alignment with Deloitte policies
• Consistently reviews and analyses accuracy and quality of own deliverables
• Maintains clear communication channels with engagement team members on work status
• Development/Growth of Team
• Shares expertise and knowledge with team members and assists where possible to ensure quality and timeous delivery of work
• Mentors junior members of the team
• Maintains own development and knowledge in specialised area
• Budgets / Profitability
• Maintains quality and timeous delivery as per SLA

Your role as a leader

At Deloitte we believe in the importance of leadership at all levels. We expect our people to embrace and live our purpose by challenging themselves to identify issues that are most important for our clients, our people, and for society and make an impact that matters. In addition to living our purpose, Managers across our organization:

• Develop high-performing people and teams through challenging and meaningful opportunities
• Deliver exceptional client service; maximize results and drive high performance from people while fostering collaboration across businesses and borders
• Influence clients, teams, and individuals positively, leading by example and establishing confident relationships with increasingly senior people
• Understand key objectives for clients and Deloitte; align people to objectives and set priorities and direction

Leadership / Behavioural Capabilities

• Living our Purpose - Acts as a role model, embracing and living our purpose and values, and recognizing others for the impact they make
• Influence - Influences clients, teams, and individuals positively, leading by example and establishing confident relationships with increasingly senior people
• Performance drive - Delivers exceptional client service; maximizes results and drives high performance from people while fostering collaboration across businesses and borders
• Strategic direction - Understands key objectives for clients and Deloitte, aligns people to objectives and sets priorities and direction
• Talent development - Develops high-performing people and teams through challenging and meaningful opportunities

Cross Consulting Capabilities

• Delivery Excellence
• Knows the Business and Sector
• Analytical Thinking & Problem Solving
• Financial Acumen
• Executive Presence
• Global Mindset
• Business-Technology Acumen