Analyst, Collections at Standard Bank Group

JOB DESCRIPTION

The primary goal of the Credit Risk team is to examine the risk reward relationship in order to optimise the profitability of all credit decisions across the Credit Life cycle. The team performs empirical analysis of the portfolio to inform strategies across the Credit Life Cycle.

QUALIFICATIONS

Qualifications Required: 

• Bachelors / Commerce degree or equivalent Mathematical/Statistical qualification.

Minimum Experience Required:

• 2-3 years experience in a consumer credit risk environment preferably with collections experience.
• Experience in Financial and regulatory reporting.
• Experience with MS Office applications required (Advanced Excel, PowerPoint, Word, Access etc).
• SAS Experience necessary.
• High performance and achievement within analytical roles (ideally in Credit Risk and Collections).

ADDITIONAL INFORMATION

Behavioural Competencies: 

• An understanding of the principles of Portfolio Management.
•  An understanding of operational credit management functions across the account life cycle (Origination, Collections).
• Understanding the regulatory environment impacting consumer credit product.
• High Computer literacy.
• Ability to access and query a multitude of databases and create and maintain data sets as appropriate.

Technical Competencies:

•  High Computer literacy.
• Ability to access and query a multitude of databases and create and maintain data sets as appropriate. 
• Proven ability to develop / use profit models to analyse the relationship between risk & reward across the credit cycle.
• Sound and thorough knowledge of SBSA credit risk management policies and procedures.
• Proven ability to positively influence business strategy within a credit risk environment.