Area Manager Western Cape at Finbond Mutual Bank

Job Description:

• The Area Manager is ultimately responsible for the day to day operating activities of his/her relevant Area  with regards to financial, business/marketing and people management for the branches forming part of his/her area.

General Purpose:

• The General Purpose of the role is to execute regional strategies on area level that will ensure the regions contribution to the national goals of the bank with regards to sales, collections compliance and bottom line net profit.

Essential Functions:

Financial Management

Continuously manage and monitor branch performance with regards to the following:

• New business loan advances.
• Interest Revenue
• Fee Income
• Branch expenses
• Age analysis
• Provisions and impairments
• NPAT

Business management

• Ensure implementation of and compliance with internal policy as determined by Executive management.
• Ensure regulatory compliance on branch level.
• Ensure adherence to collections policies and procedures in Branches
• Ensure adherence to other company Policy requirements and procedures.
• Ensure timely and accurate reporting on area and within branches.
• Ensure reporting accuracy on a daily, weekly and monthly basis.
• Provide operational support to branch network in area. Ensure maintenance of company hardware and software.

Sales and Marketing Management

• Develop implement Sales and Marketing plans to improve branch performance
• Effectively implement sales and marketing plans
• Measure plan effectiveness and implement correct actions where required
• Actively focus on marketing and cross sell of non loan products
• Drive community participation through focussed marketing activities
• Develop and implement marketing action plans in branches to drive business volumes.

People Management

• Manage, motivate and monitor branch personnel and their performance.
• Ensure active 360° communication between branches and executive.
• Facilitate decision making and problem solving in branches.
• Manage staff training requirements and facilitate training.
• Effectively manage staff movement

Job Qualifications:

Knowledge, Skill and Ability:

• Leadership Ability
• Energetic  and passionate
• Entrepreneurial Flair
• Dedicated and Disciplined
• Focussed to the task at hand
• Hands on Approach to management and leadership

Experience:

• Minimum three years management experience.