Banking Specialist- JHB at FNB South Africa

The ideal candidate should be able to:

• Engage directly with High-Net-Worth clients to understand their financial needs, objectives, and structures.
• Deliver expert guidance on complex banking solutions in a clear and client-friendly manner.
• Participate in joint client meetings alongside Wealth Advisors and other specialists.
• Provide responsive support for time-sensitive and complex client banking requests.
• Assist in resolving escalated or sophisticated banking service issues.
• Provide in-depth technical knowledge across: Lending solutions ; Deposit products  & Cash management services
• Serve as the subject-matter expert for complex and bespoke banking arrangements.
• Stay current on regulatory, risk, and compliance changes impacting banking products and services.
• Structure sophisticated credit facilities, including; Unsecured lending; Lines of credit; Specialised and bespoke lending solutions
• Arrange mortgages for luxury properties and complex ownership structures.
• Collaborate with internal credit, risk, and lending teams to ensure compliant execution.
• Design and implement customized cash management strategies, including for non-trading entities.
• Facilitate foreign currency transactions and support international banking requirements.
• Coordinate cross-border banking solutions in line with regulatory frameworks.
• Work closely with relationship managers, wealth advisors, product specialists, and operational teams.
• Translate complex banking structures into actionable solutions for both clients and internal stakeholders.

We can be a match if you have:

• Proven experience in banking, private banking, or high-net-worth client environments
• BCom Degree – NQF7 FSCA approved
• RE5 Certificate
• Strong expertise in:
• Lending and credit structuring
• Deposit and cash management solutions
• International banking and FX
• Sound understanding of banking regulations, risk, and compliance
• Strong client engagement and solution-structuring capability
• Ability to explain technical banking solutions clearly and confidently
• High attention to detail with strong execution discipline