Business Judgemental Credit Manager C2 - Sandton, Johannesburg at FNB South Africa

Purpose

• To evaluate, manage and approve credit risk within the Medium Corporate segment by providing advice and support through the implementation of group credit mandates, risk frameworks and methodologies.

Experience and Qualifications

• Minimum Qualification : Relevant Post Graduate in Finance
• Preferred Qualification : CA (SA)/CFA
• Experience : 3 to 5 years’ experience in a similar environment, of which 1 to 2 years ideally at junior (entry level) management level

Responsibilities

• Continuously assess own performance, seek timely and clear feedback and request training where appropriate
• Knowledge of Credit Systems
• Responsible application of allocated Judgmental Credit mandate
• Assess and approve credit in terms of approved mandate to minimise Credit Risk to the business and manage the credit approval process
• Develop, encourage and nurture collaborative relationships within FNB Business across Product Houses and and/or across the FRG
• Approve or recommend counterparty exposure across multiple products
• Manage credit risk at origination and on an ongoing basis
• Facilitate FNB Business Advances Growth Strategy
• Manage respective portfolio within the businesses budget and bad debt highway
• Drive customer service delivery goal achievement in line with predefined standards and in support of operational objectives
• Develop and manage key stakeholder relationships that enable achievement of operational objectives
• Ensure compliance to legislative and audit requirements and adherence to relevant processes