Current Vacancies at FNB South Africa

Purpose

• To translate the regional strategy into a tactical area strategy and drive performance of the area through effective management and collaboration with relevant stakeholders

Experience and Qualifications

• Minimum Qualification - BCom or Relevant Degree
• Preferred Qualification - BCom Financial Degree
• Experience - 5 to 8 years experience in a similar environment, of which 2 to 3 years ideally at management level

Additional Requirements

• It is inherent to the role that the incumbent is honest in dealing with cash and financial transactions. As such, it is a pre-requisite for candidates to undergo consumer credit record checks to enable the Employer to ascertain whether the candidate’s credit record is acceptable. Suitably qualified applicants with relevant experience in the application of Credit and FNB Systems processes will be given preference in determining the best candidate for the vacancy. The role is Fais affected and therefore the successful candidate must have the relevant Business degree and RE certificate. Successful candidate must have a valid driver’s license and own motor vehicle.  

Responsibilities

• Draw up a budget aligned to tactical delivery plans, monitor effectiveness and report on variances
• Set tactical goals and optimise the use of the people, finances, and technologies in order to realize those goals
• Integrate business information, and compare, analyse, and produce reports to identify trends, discrepancies and inconsistencies for decision making purposes
• Manage people by executing management responsibilities and create an environment that encourages employee growth and performance excellence
• Provide input into, and implement, corporate governance, compliance, integrity, and ethics policies in are of accountability in order to identify and manage risk exposure
• Focus on tactical service plans to deliver and continuously provide a consistent, seamless, and positive customer experience
• Define and drive the tactical sales strategy
• Drive and increase an average balance of a specific portfolio of advances
• Achieve market share and revenue target by growing assets; liabilities and non-interest revenue from existing clients and by acquiring new clients
• Track, control, and influence sales activities with the specific aim to achieve previously determined sales team targets
• Build relationships that allow for the managing of expectations; the sharing of knowledge and diverse insights; and the creation of buy-in
• Engage in cross-functional relationships to obtain and to provide work support
• Contribute to sustaining a competitive edge through external networking, benchmarking, and representation on related forums
• Ensure the growth of active customer account base
• Ensure generation of new leads
• Influence the development and enablement of a culture and climate where the organisational values are demonstrated and lived Influence the understanding

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Purpose

• To evaluate, manage and approve credit risk within the Medium Corporate segment by providing advice and support through the implementation of group credit mandates, risk frameworks and methodologies.

Experience and Qualifications

• Minimum Qualification : Relevant Post Graduate in Finance
• Preferred Qualification : CA (SA)/CFA
• Experience : 3 to 5 years’ experience in a similar environment, of which 1 to 2 years ideally at junior (entry level) management level

Responsibilities

• Continuously assess own performance, seek timely and clear feedback and request training where appropriate
• Knowledge of Credit Systems
• Responsible application of allocated Judgmental Credit mandate
• Assess and approve credit in terms of approved mandate to minimise Credit Risk to the business and manage the credit approval process
• Develop, encourage and nurture collaborative relationships within FNB Business across Product Houses and and/or across the FRG
• Approve or recommend counterparty exposure across multiple products
• Manage credit risk at origination and on an ongoing basis
• Facilitate FNB Business Advances Growth Strategy
• Manage respective portfolio within the businesses budget and bad debt highway
• Drive customer service delivery goal achievement in line with predefined standards and in support of operational objectives
• Develop and manage key stakeholder relationships that enable achievement of operational objectives
• Ensure compliance to legislative and audit requirements and adherence to relevant processes

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Purpose

• To design products of medium complexity, which includes market research, business viability study, and final product design.

Experience and Qualifications

• B degree in Marketing
• 3 - 5 years relevant experience

Responsibilities

• Establishment, alignment and management of target and budget goals whilst ensuring effective control of costs for a range of functional areas to increase cost efficiency
• Deliver exceptional service that exceeds customers’ expectations through proactive, innovative and appropriate solutions
• Cultivate and manage objective working relationships with a variety of stakeholders, including end-users, SME’s, project managers and senior staff members
• Maintenance of expert knowledge on relevant legislative amendments industry best practices and provision of proactive advice and solutions to relevant stakeholders
• Provision of an efficient administration service through careful and timeous planning, reporting and updating of all related information
• Implement and maintain sound business processes that minimise FNB risk and deliver quality requirements specifications. Findings that area as a result of internal or external audit and client management and risk.
• Manage designated product development projects from inception to final execution, including post implementation evaluation.
• Initiate and manage market research, data mining and quantitative analysis to ensure sustainability and future competitive growth
• Explore local and international markets for new products and trademarks in order to expand and strengthen the business' market position
• Facilitate the conversion of knowledge and ideas into new or improved products, processes and services
• Manage own development to increase own competencies

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Purpose

To ensure there is implementation of the Group’s compliance frameworks and programmes in consultation with business ensure conformance and adherence with regulations and delivers through a team of Compliance resources/specialists. Ensure adherence of organisation policies and procedures, especially regulatory and ethical standards. Perform regular audits, design control systems and help to design and implement company policies

Experience and Qualifications

• Minimum Qualification - 3 year Bachelors Legal or Commercial Degree or a Compliance Higher Diploma qualification, PG Diploma in Compliance Management would be advantageous
• Preferred Qualification - Relevant Degree in Risk Management, registered as a Compliance Officer with the Financial Sector Conduct Authority
• Experience - 3 to 5 years experience in a similar environment, of which 1 to 2 years ideally at junior (entry level) management level

Responsibilities

• Control expenditure and identify process improvements to contain and reduce costs
• Provision of Compliance Management Subject Matter Expertise
• Ensure execution of compliance management strategies, plans and programmes
• Ensure development and continuous value add improvement to operational processes
• Develop, encourage and nurture collaborative relationships across area of specialisation
• Display and encourage an appreciation of teamwork and inclusivity
• Manage team performance in achievement of business objectives
• Participate in planned activities that are appropriate for own and employee development
• Provide input into the development of the tactical strategy, and develop and implement a supporting operational strategy
• Compile reports that track progress and guide business to make informed decisions
• Manages risks in own area of responsibility
• Build working relationships across teams and functional lines to enhance work delivery, collaboration and innovation
• Deliver customer experience excellence in own service delivery aligned to Organisational values and service standards
• Provide input into the budget and manage and report on budget usage that reflects delivery of planned work within agreed parameters

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Purpose

• To protect and grow the FNB market share within the agricultural market segment.

Experience and Qualifications

• Relevant commercial or Agric specific Qualification (eg B-Comm, BSC Agric, B-Agric or similar with Agric Economics as a pre-requisite).
• Must be FAIS compliant.
• Preference will be given to applicants with the required academic qualifications, experienced RM / CPE’s with a proven track record of managing an Agric portfolio will be considered.

Responsibilities

• Achieve net profit growth for Group.
• Achieve revenue targets by either growing a portfolio of existing clients (optimising revenue opportunities) or by acquiring new clients.
• Manage target and budget goals whilst ensuring effective control of costs for a range of functional areas to increase cost efficiency.
• Deliver exceptional service that exceeds customers' expectations through proactive, innovative and appropriate solutions.
• Build and maintain strategic relationships with internal and external parties to support the sales strategy.
• Manage existing clients and grow area portfolio through the generation of leads.
• Maintenance of expert knowledge on relevant legislative amendments, industry best practices, provision of proactive advice and solutions to relevant stakeholders.
• Maximise Business Portfolio cross sell opportunities and strengthen client relationships.
• Provide sales support efficiencies and services in order to ensure retention of clients.
• Develop rigorous business cases to drive new, differentiated market growth strategies (e.g. new product and market development) as well as defensive strategies to maintain market share.
• Ensure compliance with audit requirements.
• Assess and evaluate credit risk through quantitative and qualitative analysis.
• To monitor existing exposures and recommend credit decisions related to excesses.
• Develop a deep understanding of the technical trends, commercial market, competition and trends in the market.
• Research and identify new entrants in the relevant industries.
• Assess opportunities and threats from these entrants.
• Improve business decisions by providing accurate and reliable business intelligence (information) together with analyzing trends and data.