Capital Analyst at Momentum Metropolitan Holdings Limited

Role Purpose

This position will form part of MMH’s Capital Management function within MMH’s Group Finance & Balance Sheet Management team. This roles forms part of a specialist team that is responsible for the management and enhancement of the MMH's capital position and optimisation of risk-adjusted returns on MMH's financial resources and shareholder value creation.

Responsibilities and work outputs

• Assist with the implementation and maintenance of the Group Capital Management framework, capital allocation, capital performance metrics and guidelines.
• Involved in the development and implementation of the Group Capital Plan including capital projections and capital sources planning including capital modelling and quantification of future regulatory changes.
• Identify opportunities to optimise the capital and funding/liquidity structure of MMH and ensure that capital and liquidity resources are deployed efficiently across the Group.
• Ongoing monitoring, refinement and reporting on financial hurdle rates for capital investment decisions and capital performance measures and targets.
• Involved in enhancing the efficient the use of the group's balance sheet to support product strategy and innovation by ensuring that product design and pricing is optimally structured from a capital perspective.
• Proactively and consistently engage with stakeholders on new business insights to improve MMH's capital management discipline.
• Collation, critical analysis and presentation of capital strength and returns for MMH group as well as granular analysis of capital attribution and returns in order to enhance the efficient allocation of capital.
• Provide analysis and input into capital management decisions and reporting (e.g. capital management sections in annual reports and analyst presentations) across the Group.
• Partner with business by building sound relationships and pro-actively seeking ways to add value.
• Engage with internal and external stakeholders on capital management matters including regulators, credit rating agencies, financial institution counterparties, investors, industry forums etc.

Competencies required

• Understanding of MMH's businesses and the wider financial services landscape including applicable capital regimes for capital-driven financial institutions (e.g. Prudential Solvency Standards).
• Understanding of business, capital and risk management
• Able to manage stress, pressure and competing demands
• Planning, coordination and follow through skills
• Able to manage change and shifting priorities
• Sound research and analytical skills
• Strong skills in report writing and in presenting complex information to a diverse audience
• Strong desire to add value and make a difference
• Self-starter - can run independently with large projects
• Team player and can coordinate effectively across multiple functions and disciplines
• Adhere to governance, risk and compliance requirements

Experience and Qualifications

• Actuarial, CA (SA) or other relevant qualification.
• 3 - 5 years of financial services experience, preferably in a treasury and/or capital management function.
• Experience in engaging with diverse groups of stakeholders.