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  • Posted: Aug 6, 2025
    Deadline: Not specified
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  • The Road Accident Fund is a state insurer established by statute, it provides insurance cover to all drivers of motor vehicles in South Africa in respect of liability incurred or damage caused as a result of a traffic collision. Liability incurred in relation to property damage (such as damage to vehicles, buildings, vehicle contents) is excluded from cover.
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    Consultant: Merits (X4)

    Key Performance Areas

    Merits management

    • Compare the data on the accident information Centre against the claim to determine RAF liability.
    • Categorize merits assessment using RAF defined merits classification (driver/non driver).
    • Thoroughly investigate the merits of a claim/assessment of the merits file.
    • Apply merits scenarios and rules to determine merits outcomes.
    • Complete all necessary checklists and apply application categorization rules.
    • Determine the need for a referral to claims investigation unit for further investigation and analyze the outcomes
    • Record merits outcome and generate the offer.
    • Submit the offer-to-offer management for further communication to the claimant.

    Quality assurance

    • Quality assures the outcomes of liability determination and captures the reasons for disagreement.
    • Ensure that merits processes are implemented and maintained to the highest standards.
    • Maintain the implementation of an unusual occurrence procedure.

    Administrative support

    • Verify registered merits information against Accident data Centre.
    • Deal with/and respond to correspondence.
    • Produce documents, briefing papers, reports, and presentations.
    • Assist with typing and editing briefs, technical papers, letters to various parties, and memos.

    Reporting

    • Track and report against set objectives and targets.
    • Report on emerging risks.
    • Provide ad hoc reports on process improvement initiatives.

    Stakeholder management

    • Maintain healthy relationships with all stakeholders.
    • Follow up and resolve all queries, following up and making recommendations on which corrective actions are appropriate.
    • Follow up and feedback to all stakeholders to keep them updated on the status of a query.

    Qualifications

    • Bachelor’s Degree/ Advanced Diploma in a Health Sciences or Law related qualification.

    Experience

    • Relevant 3 years’ experience in an insurance/ investigations/ claims related environment.

    Check how your CV aligns with this job

    Method of Application

    Interested and qualified? Go to Road Accident Fund on careers.raf.co.za to apply

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