Credit Manager: CIB Credit at Nedbank

Job Purpose

• To manage a defined portfolio of sovereigns & associated financial institutions in sovereign & financial institutions credit unit (SICU) of NCIB, so as to contribute to the enablement of Nedbank optimally managing the credit risk associated with the portfolio & of quality assets on Nedbank and its subsidiaries books.

Job Responsibilities

• Provide a range of specialist credit risk management advisory services to the stakeholder portfolio to enable their
• transaction and solution - related endeavours. Maintain sound relations with all relevant stakeholders
• Timeous delivery of quality SICU credit applications with recommendations to stakeholders consequent to research,
• analysis & alignment with required assessment & classification frameworks
• Assist in delivery of requisite management reports.
• Assist in provision of value adding sovereign & institutions related intelligence to stakeholders.
• Manage annual credit review of sovereigns & financial institutions relative to a review list schedule.
• Ensure quality of the review relative to pre-determined criteria is measured
• Appropriate management of risk/s in the defined function.
• Defined risk categories are managed at targeted levels driven by internal & external guidelines/policies/procedures/business rules, regulatory needs, defined parameters &
• compliance/governance requirements.
• Contribute lo making the business area a great place to work. Ensure Intellectual Capital development through performance management, learning, training & competence development.
• Ensure capacity management & objectives in the business area are met.
• Ensure organizational culture & climate enhancement.
• Contribute to building the intellectual capital of the team through collaboration, teamwork and knowledge sharing.
• Maintain own professional development in line with personal development needs and business requirements.
• Assist in continuously reviewing and improving workflow and process efficiencies.

Preferred Qualification

• B.Comm., B Comm (Hons) or relevant Business Management Degree

Minimum Experience Level

• 3 years experience of credit risk management. Fully competent in credit assessment

Technical / Professional Knowledge

• Banking procedures
• Business principles
• Governance, Risk and Controls
• Decision-making process

Behavioural Competencies

• Communication
• Decision Making
• Initiating Action
• Managing Work
• Quality Orientation
• Technical/Professional Knowledge and Skills