Credit, Portfolio Management at Standard Bank Group

Role Responsibilities

Strategy

• Support the Chief Credit Officer with portfolio management and reporting for Africa.
• Support the Chief Credit Officer with administrative duties.
• Coordinate with Credit Officers as and when required to prepare reports or fulfil requirements requested by stakeholders for country(ies) / the region.

Business

• Ensure timely submissions for all regional and Group requirements.
• Assist Credit Officers in setting and reviewing risk parameters and ensuring risk profiles are within risk tolerances.
• Ensure compliance with applicable internal policies, and external laws and regulations.
• Continuously improve the operational efficiency and effectiveness of the risk management processes.

Risk Management:

• Monitor the regional credit risk portfolio and generate country / regional reports on a periodic basis, using the multiple systems and data sources made available by the Group. Escalate any aberrant data to the concerned stakeholders.
• Prepare regional / country submissions in line with stakeholder queries / stress tests / ad-hoc requirements.
• Assist the Credit Officers with the preparation of the annual Country Portfolio Guidelines. Assist the Chief Credit Officer with reviewing the final versions of these documents.
• Assist the Chief Credit Officer in reviewing the risk appetite parameters in the Country Portfolio Guidelines. Ensure the completion and accuracy of the periodic monitoring before respective deadlines.
• Support the country/regional Credit teams in obtaining favorable audit outcomes and providing the required data for audit purposes.

People and Talent

• Support the CCO and SCOs with the administration related to the Africa quarterly Credit Clinics.

Governance:

• These activities are covered under the Risk Management section above.

Regulatory & Business Conduct:

• Display exemplary conduct and live by the Group's Values and Code of Conduct
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct
• Assist in achieving the outcomes set out in the Bank's Conduct Principles:
  Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment.
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters

Key Stakeholders

Internal

• Global CRO Officer
• Regional Chief Risk Officer
• Regional Chief Credit Officer
• Country Chief Risk Officers
• Traded Credit Risk Management
• Group Internal Audit
• Group Operational Risk
• Group Special Assets Management
• Regional Senior Credit Officers, Senior Credit Managers and Credit Managers
• CCIB teams across the Region

Other Responsibilities:

• Embed Here for good and Group's brand and values in all aspects of your role.
• Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures.

Our Ideal Candidate

• Three or more years of experience in Banking.
• Functional experience in Corporate Banking Credit Risk Management, Corporate Banking or Portfolio Management.
• Strong analytical skills and ability to influence and resolve disputes. Enjoy decision making and have sense of ownership, excellent interpersonal skills and multi-cultural awareness and sensitivity.
• Curious, with a strong desire to learn and grow.