Malander Inc. Chartered Accountants and Financial Advisory is a professional services firm comprising of experts specialising in accounting, taxation, payroll, secretarial and related services.
Our mission is to provide excellent and professional services, to clients whom are serious about their business. The value added service which we provide, ensure our...
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Malander is seeking an experienced Manager to assist in the Risk and Analytics department based in Cape Town. This position requires the successful candidate to find innovative ways to leverage the vast amount of data and information at your disposal to create customer strategies that drive up profit within constraints. They will be required to work within the Risk and Analytics department to enhance the company performance by providing information, analyses, reports and technical support for the development and implementation of data-driven credit risk strategies.
Key Responsibilities:
Assist team to achieve a balanced credit portfolio by accurately forecasting expected results
Develop and implement champion/challenger customer strategies that deliver performance in line with Board expectations
Monitor portfolio performance and ensure book performance meet pre-defined KPI’s by pro-actively proposing changes
Investigating data integrity issues, testing assumptions and validating analytical results, ensuring accuracy of findings
Undertaking analysis to determine the impact of strategy changes to areas of application and account management strategies
Presenting ideas via reports and presentations, outlining findings and making recommendations for improvements to senior stakeholders
Forecasting and monitoring implemented strategies using statistical techniques
Project manage the implementation of strategy changes into live systems
Coding (Retailer experience)
Credit professional and Must have experience and solid understanding in IFRS9, credit strategy rules, risk registers)
Requirements:
Relevant post-graduate Degree with mathematical or statistical oriented subjects preferred
Business Science Degree / B.Com Degree or equivalent
8+ or more years’ experience in consumer credit (within a Credit Risk analytics environment) and has managed a large credit portfolio
Preferable to have worked for a retailer or a bank running a card portfolio or a loans business would be sufficient.
Must have experience in Building scorecards
Very good understanding of SAS Account management and account acquisition experience
Solid Understanding of the credit life cycle
Revolving store card or credit card experience advantageous
Ability to work efficiently under pressure and within structured and unstructured parameters
Advantageous to have predictive Analytics experience with a highly numerate background
Must be able to monitor models and report back to the board
Must assist in growing team with relevant support, training programs and be seen as a mentor
High attention to detail driving a need for 100% accuracy
High level of integrity and confidentiality
Experienced user of Microsoft Office suite
Experience in SAS (base and/or Enterprise Guide and/or SAS Viya) extremely advantageous
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