Credit Risk Analyst at Momentum Metropolitan Holdings Limited

Role Purpose    

• To assess, manage, and continuously monitor the corporate credit risk to which Momentum Group shareholders are exposed, while overseeing the overall credit risk management of a portfolio of corporate and public sector exposures. This includes proactively identifying, measuring, and managing credit risk across all product types for a single obligor, group, and portfolio.

Requirements    

MINIMUM QUALIFICATIONS:   

• Bachelor's degree in finance, Statistics, Mathematics, Economics, or a related field; master's degree preferred.
• Professional qualifications such as CFA, CIMA, ACA, or ACCA are highly beneficial

MINIMUM EXPERIENCE:    

• Minimum of 2 years of experience in credit risk assessment, financial analysis, or a related field.

KNOWLEDGE:     

• Understanding of corporate credit risk, credit risk models and frameworks.

Duties & Responsibilities    

Credit Risk Assessment:

• Perform in-depth fundamental credit analysis on a portfolio of corporate companies in diversified industries. 
• Prepare ratings and Loss Given Default (LGD) for credit counterparties.
• Conduct industry and company-specific research to assess the creditworthiness of potential new credit investments.
• Perform a credit assessment on complex project finance and renewable energy deals.
• Discussion and presentation of the credit applications to the credit approval committee.
• Attend client meetings to maintain effective client relationships and ensure successful service delivery and support. 
• Calculate impairments, when necessary, and report on impairments quarterly in the watchlist.
• Assess, monitor, and manage credit risk exposures within the corporate credit portfolio.

Data Management:

• Understand current credit and risk assessment tools, risk measurement and rating methodologies, including their underlying assumptions and potential weaknesses.  

Reporting and Documentation:

• Create comprehensive documentation of credit risk models, methodologies, and assumptions.
• Prepare detailed credit risk reports and present them to senior management and stakeholders.

Stakeholder Collaboration:

• Build and maintain high-quality relationships with external stakeholders, including corporate clients, external lenders and legal counsel.
• Build and maintain high-quality relationships with internal stakeholders, including senior management, portfolio managers, and asset origination and legal teams.
• Work closely with quantitative analysts and data scientists to enhance model functionality.

Regulatory Compliance:

• Stay informed on relevant credit risk regulations and industry best practices.
• Ensure all credit risk activities comply with evolving regulatory standards.

Finance Process:

• Identify solutions to enhance cost-effectiveness and increase operational efficiency
• Manage financial and other company resources under your control with due respect
• Manage high-risk and problematic financial issues in the area of accountability and contribute to the development of policy

Competencies    

• Strong computer skills, proficiency with Microsoft Office Suite, Murex, Excel and Power BI
• Clear and concise verbal and written communication skills
• Sound judgment, logical reasoning and strong drive for results and success
• Analytical thinking
• Problem-solving skills
• Willingness to learn

Closing Date    

• 2026/04/12