Credit Risk Analyst at TFG (The Foschini Group)

Key Responsibilities:

• Follow the Senior Analyst’s lead to analyse a specific champion-challenger test and measure its impact.
• Engage with key stakeholders to gather critical information that could influence the tests and their outcomes.
• Establish the testing framework by leveraging data and developing reporting tools to monitor results.
• Collect, clean, and organize data from various sources to ensure accuracy and prepare it for detailed analysis.
• Deliver analytical solutions to address complex business challenges.
• Maintain comprehensive documentation of the analytical processes and findings.
• Present your analytical insights clearly and effectively to teammates and stakeholders.
• Conduct in-depth analyses on portfolio performance, regulatory changes, unexpected events, and operational issues.
• Utilize credit bureau data and other external sources to uncover valuable insights and trends.
• Optimize our multi-channel communication strategy for collections.

Qualifications and Experience:

• A degree in a numerate discipline, preferably Statistics / Mathematics / Engineering (Honours / Master’s degree preferable)
• Knowledge and experience in statistical/data management software packages (SAS/SQL) 
• Enterprise Miner would be advantageous
• Knowledge of the credit industry and credit life cycle management is preferred
• Hands-on experience of large-scale customer database data interrogation and manipulation would be advantageous
• Experience in collections would be advantageous