Decision Scientist- Business Banking at Capitec Bank

Purpose Statement

• To ensure the deliverables within the area of responsibility aligns with the objectives, plans, processes and standards of Credit Decision Science (Granting Model, Collections, Recoveries, Account Management)
• To perform analysis to translate active business data into usable strategic information to inform the business on any critical and measurable credit and risk indicators.

Experience
3 years’ relevant experience in statistical analysis

Experience must include the following (Ideally within the Business Banking Credit Risk Management Environment):

•  Extracting and Aggregating Data from Large Relational Databases
•  Data Mining and Predictive Modelling

Qualifications

• Honours Degree in Data Science or Mathematics

Knowledge

• Analytics
• Predictive Modelling and Machine Learning
• Project management methodologies
• IT implementation cycle
• Credit cycle
• Technical understanding and knowledge (different operating systems / databases / programming languages)
• General business acumen to identify the impact technical issues may have on design and delivery of solutions.
• Best practices and tools in credit risk
• Interpretation of user requirements and translation into business requirements specifications
• Retail credit environment / industry
• Confidentiality and intellectual property implications and constraints
• Interpretation of user requirements
• Translation of business requirements into business requirement specifications

Skills

• Communications Skills
• Numerical Reasoning skills
• Analytical Skills
• Reporting Skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Attention to Detail
• SAS Skills
• SQL Skills
• R skills
• Python skills
• Interpersonal & Relationship management Skills
• Commercial Thinking Skills
• Leadership Skills

Additional Information

• Clear criminal and credit record
• Ability and willingness to work in an open plan environment
   

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.