Head, Provincial Credit, Business Banking, Gauteng at Standard Bank Group

Job Description

• To drive and facilitate robust and effective end to end Business Banking credit risk management across the designated province within South Africa. This entails working in partnership with the Provincial Business and Credit stakeholders in ensuring appropriate and strategically aligned risk capabilities (people, systems, processes, and culture), in line with the Credit Risk Management Framework for BCB SA Credit.
• To lead the entire Business Banking Credit team in Gauteng province, providing overall credit guidance, direction, ownership, and support of the Gauteng Business Banking portfolio whilst aiding in development of effective and appropriate Credit risk management solutions for Business Banking to ensure Credit risk quality is upheld, Credit Risk performance remains optimal and that the province asset growth targets are supported. 

Qualifications

• Type of Qualification: First Degree
• Field of Study: Business Commerce , Risk Management 
• Type of Qualification: Post Graduate Degree
• Field of Study: Risk Management

Experience Required

Credit Risk – BCB

• Risk & Corporate Affairs
• More than 10 years
• 10 years' plus experience, in-depth experience in Business or Commercial credit risk Management and originating of deals, evaluation of Credit and building and maintaining internal stakeholder relationships with the aim of driving Business Strategy. An understanding of scored lending and portfolio management is also encouraged.

Additional Information

Behavioural Competencies:

• Developing Expertise
• Examining Information
• Interacting with People
• Making Decisions
• Resolving Conflict
• Taking Action

Technical Competencies:

• Debt Consolidation
• Financial Statement Analysis
• Loan Assessment & Approval
• Mortgage Lending
• Operating Cash Flow Analysis