Junior Domestic and Commercial Underwriter at Kontak Recruitment

• A well-established short-term insurance brokerage is seeking a Junior Domestic and Commercial Underwriter to join its Pretoria-based team. This role is responsible for managing the underwriting process across both personal and commercial insurance portfolios, ensuring accurate policy administration, obtaining and negotiating quotations from insurers, and maintaining compliance with industry regulations. The successful candidate will play a key role in supporting clients with their insurance needs, processing policy transactions, and building strong relationships with insurers while delivering a high standard of professional service

Minimum Requirements:

• Grade 12 / Matric
• RE5 Qualification (Essential)
• NQF Level 4 Full Qualification in Short-Term Insurance (Essential)
• Valid driver's licence and own reliable vehicle
• Minimum 3 years' experience in Domestic and Commercial Underwriting
• Experience handling both personal and commercial lines insurance policies
• Sound knowledge of short-term insurance products and underwriting principles
• Experience obtaining and comparing quotations from multiple insurers
• Strong understanding of FAIS, FICA, and relevant insurance legislation
• Computer literate with proficiency in Microsoft Office
• Excellent communication and client relationship management skills
• Strong administrative and organisational abilities
• High level of accuracy and attention to detail
• Ability to work independently and manage multiple priorities

Duties and Responsibilities:

• Underwrite domestic and commercial insurance risks in line with insurer guidelines
• Obtain, analyse, and compare quotations from various insurers
• Prepare and issue quotations, policy schedules, endorsements, and supporting documentation
• Process new business, renewals, cancellations, and policy amendments
• Review risk information and supporting documentation for accuracy and completeness
• Liaise with insurers regarding underwriting requirements, quotations, and policy changes
• Assist clients with policy queries and provide professional underwriting support
• Ensure all underwriting activities are completed within required turnaround times
• Maintain accurate client records and policy documentation
• Monitor policy renewals and ensure timely follow-up with clients and insurers
• Follow up on outstanding information and underwriting requirements
• Ensure compliance with FAIS, FICA, insurer mandates, and internal procedures
• Build and maintain professional relationships with clients, insurers, and service providers
• Assist with general underwriting administration and reporting requirements
• Identify opportunities to improve client coverage and retention
• Keep up to date with insurer products, industry developments, and regulatory changes