Lead Analyst: Credit Pricing at Capitec Bank

Purpose Statement

• Lead a team of analysts to develop and optimise pricing models for credit products and channels of Capitec Bank, with the goal to drive fair and appropriate client prices, while optimising the bank’s return on equity

Experience

Projects Team(s)

Minimum:

• 3 years’ experience in analytical roles that included exposure to provisioning, credit pricing and/or other related credit analytics.

• Proven experience in building a credit pricing and/or cash flow forecasting model from first principles

Ideal:

• Experience in a leadership role that included managing a team of analysts

• Capitec Bank experience

• Regular exposure to senior management or members of the Executive Committee

BAU Team(s)

Minimum:

• 2 years’ experience in analytical roles that included exposure to provisioning, credit pricing and/or other related credit analytics.

Ideal:

• Experience in a leadership role that included managing a team of analysts

• Capitec Bank experience

• Regular exposure to senior management or members of the Executive Committee

Qualifications (Minimum)

• Grade 12 National Certificate / Vocational in Grade 12 National Certificate

• Bachelor's Degree in Mathematics or Statistics

Qualifications (Ideal or Preferred)

• A relevant post graduate degree in Mathematics or Statistics

Knowledge

Projects Team(s)

Minimum:

• Forecasting and budgeting

• Advanced statistical analysis

• Advanced financial mathematics

• Credit pricing 

• Capitec Bank operating environment

• Big data and data mining techniques

Ideal:

• Capitec Bank strategic objectives

• Leadership / management models

BAU Team(s)

Minimum:

• Forecasting and budgeting

• Advanced statistical analysis

• Advanced financial mathematics

• Credit pricing

Ideal:

• Capitec Bank operating environment

• Leadership / management models

Skills

• Computer Literacy (MS Word, MS Excel, MS Outlook)

• Attention to Detail

• Decision making skills

• Facilitation Skills

• Planning, organising and coordination skills

Conditions of Employment

• Clear criminal and credit record