Lead Analyst: Profitability at Capitec Bank

Purpose Statement

• The Lead Analyst: Profitability plays a critical role in shaping business strategy by turning complex financial and data insights into clear, actionable profitability intelligence. Positioned within Finance, the role partners closely with the business to deeply understand revenue and cost drivers across products, transactions and distribution channels. Initially focused on supporting Personal Banking Credit, the role offers exposure to broader profit centres over time, making it a unique opportunity to influence performance at scale. By combining strong financial acumen with advanced data analytics capabilities (SQL and Power BI), this role delivers insight that directly informs decision-making, drives sustainable growth, and contributes to the overall success of the division and the bank.

Experience

• 2 - 4 years’ experience in analytical roles that included exposure to activity-based costing and project appraisal, leading projects and engaging with senior management
• Proven experience in building activity-based cost models and constructing business cases
• 2 - 4 years’ experience within financial services 

Qualifications (Minimum)

• Bachelor's Degree in Accounting - Financial Accounting or Mathematical Sciences

Qualifications (Ideal or Preferred)

• Bachelor's Degree in Accounting - Financial Accounting or Mathematical Sciences

Knowledge

• Activity based cost models
• Forecasting and budgeting
• Financial mathematics
• Capital cost calculations

Skills

• Numerical Reasoning skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Programming skill (SAS, SQL, R, Python)
• Commercial Thinking Skills
• Interpersonal & Relationship management Skills
• Analytical Skills