Lending Analyst at FNB South Africa

Job Description

• The Lending Analyst plays a crucial role in supporting the private banking team's lending operations, serving ultra-high-net-worth individuals (UHNWIs) and managing complex lending relationships.
• This position requires a detail-oriented professional who can handle confidential financial information while providing exceptional customer service.

Secured Lending Processing 

• Review and verify secured lending application documentation for completeness and accuracy 
• Collect and organize required financial documents from clients including tax returns, financial statements, and asset verification 
• Conduct preliminary assessment of loan applications against bank lending criteria 
• Assist in preparation of credit applications with the Lending Specialists 
• Track application status and maintain regular communication with clients 

Client Service & Communication 

• Serve as primary point of contact for lending-related inquiries from clients 
• Coordinate with relationship team to understand client needs and references 
• Provide updates on loan application status to clients and internal stakeholders 
• Schedule and prepare documentation for client meetings 
• Maintain professional communication with ultra-high-net-worth clients 

Documentation & Compliance 

• Assist in monitoring existing loan portfolios 
• Track loan covenant compliance and payment schedules 
• Prepare regular portfolio status reports 
• Monitor collateral valuations and margin requirements 
• Support annual loan reviews and renewals 

Administrative Support 

• Schedule and coordinate loan committee meetings 
• Prepare presentation materials for loan committee review 
• Maintain lending department calendar and deadlines 
• Generate standard and custom reports for management 
• Assist in special projects related to lending operations 

You will be an ideal candidate if you:

• FSCA Recognised Qualification, minimum NQF Level 7 Degree 
• RE5 
• Minimum of 3 years working in financial services experience in a frontline/similar role 
• Effective communication 
• Attention to Detail 
• Team Collaboration 
• Problem-Solving 
• Analytical and quantitative skills 
• Lending Regulations & Compliance 
• Time Management 
• Client Relationship Management 
• Credit Analysis 
• Written and Verbal communication skills 

End Date: October 4, 2025