Manager Credit at Absa South Africa

Job Summary

• To support the credit risk process through carrying out comprehensive and quality credit risk functions within the credit lifecycle to create shared growth within the boundaries of internal policies and external regulations for SME Business clients

Job Description

Credit Sanctioning

• Perform quality credit sanctioning within the Operational Level Agreement (OLA), being cognizant of risks, solutions-driven and giving due consideration to compliance requirements.
• Assist stakeholders with growth by assessing, structuring and solutioning client needs, ensuring adherence and compliance with credit policies, processes, terms and conditions.

Stakeholder Management

• Build and maintain effective relationships with stakeholders.
• Be a role model for client engagement and demonstrate value add at every engagement.
• Contribute to the upskilling and mentoring of front-line colleagues.

Risk and Control

• Apply the highest standards of controls and risk management practices and behaviors and embed a positive risk and control culture.
• Adhere to policies, procedures and regulations.
• Identify, assess and report risks arising from significant events, investigations, audit and control issues.
• Demonstrate prudence, sound judgment and appropriate escalations in the management of all types of risk applicable to the role.
• similar environment at junior management level

Qualifications

• Previous credit sanctioning experience required
• Relevant NQF7 qualification

Education

• Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)