Capitec Bank is a South African commercial bank. As of February 2017 the bank was the third largest in South Africa with 120,000 customer opening new accounts per month.
To simplify banking, we’ve developed an all-inclusive banking solution. Global One is the one solution that enables you to transact, save and access credit in realtime. We also believe in ...
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Your key focus areas will be to ensure that Capitec Bank’s strategic objectives i.e., profit, efficiency, processes and procedures are managed and that your team are able to drive these objectives within their portfolios. You will build relationships with a variety of business stakeholders and identify innovative and proactive implementable solutions with your expertise and knowledge within retail credit, compliance legislation, operational finance, and financial assets.
You will be responsible for:
Leading a team of costing analysts and finance business partners with a primary focus on the retail credit business. The role will also look after a component of fee income (non-credit related income) but the primary focus will be credit.
A solid understanding of IFRS9 will be advantageous in this role
Working closely with the provisioning and credit teams to understand the drivers of the retail credit book performance and unpacking thereof
Reporting measures like return on equity for the credit business and enhancing the understanding thereof
Reviewing and understanding the credit-related forecasts and budgets of the retail bank
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