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  • Posted: Aug 26, 2021
    Deadline: Not specified
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  • Capitec Bank is a South African commercial bank. As of February 2017 the bank was the third largest in South Africa with 120,000 customer opening new accounts per month. To simplify banking, we’ve developed an all-inclusive banking solution. Global One is the one solution that enables you to transact, save and access credit in realtime. We also believe...
    Read more about this company

     

    Manager: Purpose Finance Solutions

    Purpose Statement

    • To establish, grow, lead and manage the Purpose Lending: Retail Credit product and service offering.

    • To enable the Purpose Lending: Retail Credit Function with the right partnerships and the capacity to deliver quality products and services.

    • To develop and implement the Purpose Lending: Retail Credit business plan and strategy in order to contribute to the revenue growth of the bank. 

    Experience

    Minimum:

    • 3-5 years’ experience in the Retail, Finance or Banking industry 

    • Applying business and commercial acumen and building/driving new business.. 

    • Negotiating and contracting complex and high value agreements and deals. 

    • Product lifecycle management.

    • Product ownership, design and marketing.

    • Leading and managing internal and external teams.

    • Building stakeholder relationships/ partnership relationships.


    Ideal:

    • Education, medical, and retail credit experience in both Greenfields and mature business spaces.

    • Business ownership, design and marketing in relation to new product life cycle.  

    Qualifications (Minimum)

    • Bachelor's Degree in Commerce or Business Administration

    Qualifications (Ideal or Preferred)

    • Masters Degree in Commerce or Business Administration

    Knowledge

    Minimum:

    • Commercial know how and understanding

    • Operations management principles and practices

    • Understanding of South African consumer trends

    • Defining and driving strategies for new products

    • Loan/credit structures

    • Retail knowledge and experience 

    • Understanding of the integration of multiple omni-channels

    • People management principles and practices.

    • Marketing principles and practices 

    • South African legislative requirements (FICA, NCA, CPA, POPI)

    Ideal:

    • Operating practices and norms within the retail construction industry, education, medical and retail credit landscape 

    • Have knowledge of international retail construction, education, medical and retail credit landscape landscape and trends 

    Skills

    • Commercial Thinking Skills

    • Decision making skills

    • Interpersonal & Relationship management Skills

    • Negotiation skills

    • Problem solving skills

    Competencies

    • Deciding and Initiating Action

    • Relating and Networking

    • Creating and Innovating

    • Planning and Organising

    • Delivering Results and Meeting Customer Expectations

    • Entrepreneurial and Commercial Thinking

    • Working with People

    • Presenting and Communicating Information

    Conditions of Employment

    • Clear criminal and credit record

    Method of Application

    Interested and qualified? Go to Capitec Bank on careers.capitecbank.co.za to apply

    Note: Never pay for any training, certificate, assessment, or testing to the recruiter.

  • Send your application

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