Jobs Career Advice Signup
X

Send this job to a friend

X

Did you notice an error or suspect this job is scam? Tell us.

  • Posted: Aug 26, 2021
    Deadline: Not specified
    • @gmail.com
    • @yahoo.com
    • @outlook.com
  • Capitec Bank is a South African commercial bank. As of February 2017 the bank was the third largest in South Africa with 120,000 customer opening new accounts per month. To simplify banking, we’ve developed an all-inclusive banking solution. Global One is the one solution that enables you to transact, save and access credit in realtime. We also believe...
    Read more about this company

     

    Specialist: Credit Quantitative Intelligence

    Purpose Statement

    • To monitor and manage credit risk by ensuring that the credit granting policy is correctly applied within the bank. Gathering relevant granting and application intelligence and deriving effective and useable management insight. 

    • To design and propose Tactical Credit Granting Policy Solutions.

    Qualifications (Minimum)

    • Honours Degree in Finance or Risk Management

    Qualifications (Ideal or Preferred)

    • Masters Degree in Finance or Statistical Sciences

    Experience

    Minimum (Level Dependent):

    Level 1

    • Relevant post gradauate degree only

    Level 2

    • 2 years retail credit analysis experience (incl. SQL programming)

    Level 3

    • 4 years retail credit analysis experience (incl. SQL programming)

    Ideal:

    • Capitec Bank experience

    Knowledge

    Min (Level Dependent):

    • Retail credit lifecycle

    • Retail credit market

    • Retail credit IT systems architecture

    • Database querying software (including SQL)

    • National Credit Act (NCA)

    • Consumer Protection Act (CPA)

    • Banks Act and Basel III Risk Framework

    • Protection of Personal Information Act (POPI)

    • Project management principles

    • Credit affordability assessment regulations


    Ideal:

    • Capitec Bank’s credit policy and systems

    Skills

    • Communications Skills

    • Reporting Skills

    • Presentation Skills

    • Interpersonal & Relationship management Skills

    • Facilitation Skills

    • Commercial Thinking Skills

    • Project Management Skills (Methodolgy Specific)

    • Analytical Skills

    • Numerical Reasoning skills

    • Computer Literacy (MS Word, MS Excel, MS Outlook)

    • SQL Skills

    Competencies

    • Delivering Results and Meeting Customer Expectations

    • Deciding and Initiating Action

    • Adhering to Principles and Values

    • Applying Expertise and Technology

    • Analysing

    • Persuading and Influencing

    • Formulating Strategies and Concepts

    • Coping with Pressures and Setbacks

    Conditions of Employment

    • Clear criminal and credit record

    go to method of application »

    Manager: Credit Risk (Retail)

    Purpose Statement

    • To recommend strategic changes to credit policy so that retail credit portfolios are operating at their optimal by ensuring the bank stays on bad debt risk appetite.

    • To determine how bad debts are performing against budgets/forecasts and pricing targets, and to monitor actual bad debts against pricing target to ensure alignment with risk appetite. 

    • To enable clarity and understanding of bad debt matters within the Retail Credit Team, the Executive and Board 

    • Promote efficiency and clarity by: 

      • reporting on the impact of bad debts (including recoveries) on credit portfolio profit in a clear and reconciled manner;

      • establishing a shared language, way of work and shared tools, across departments involved in bad debt management and reporting.

    Experience

    Minimum:

    • Proven track record on SQL, SAS, R or Python

    • At least 7 years’ proven experience in Credit within the financial services / retail banking industry

    • At least 3 years’ experience in bad debt provisions or collections, pricing and profitability measurement as well as related systems, processes and procedures

    • Experience in:

      • Drafting business plans, presenting and finalising strategies

      • Business analysis: Design and implementation of processes and procedures

    Ideal: 

    • At least 5 – 6 years’ experience in bad debt provisions or collections, pricing and profitability measurement as well as related systems, processes and procedures in retail banking

    • Experience in Capitec

    Qualifications (Minimum)

    • A relevant tertiary qualification in Accounting - Management Accounting or Mathematics

    Qualifications (Ideal or Preferred)

    • Masters Degree in Accounting - Management Accounting or Mathematics

    Knowledge

    Minimum: 

    • Credit statistics 

    • Business Analytics 

    • Understanding of accounting, budgeting, pricing and provisioning principles in a bank

    • Income statement and balance sheet accounting transactions of a bank

    • Project management principles and methodologies (able to maintain continuity on multiple projects, time management, planning and organisational skills)

    • Financial systems & procedures

    • Regulations pertaining to credit management

    • Credit management systems

    • Unsecured credit, including credit facilities and credit cards

    Ideal:

    • In depth knowledge of Capitec’s Credit Policy

    • General understanding of the Banks Act Capital Regulations, National Credit Act and the implication for Capitec business and the Credit Bureau

    • Strong credit industry knowledge

    • Business analysis experience on a banking system

    • Analytical experience on credit portfolio

    • Bank governance experience (ALCO, Risk Committee, Credit Committee, etc)

    • Book management – soft and hard collections and pay date management

    • Payment systems (Authenticated Collections, Debit Order and Non-Authenticated Early Debit Order)

    Skills

    • Computer Literacy (MS Word, MS Excel, MS Outlook)

    • Communications Skills

    • Negotiation skills

    • Change Management Skills

    • Numerical Reasoning skills

    • Attention to Detail

    Competencies

    • Deciding and Initiating Action

    • Adhering to Principles and Values

    • Analysing

    • Coping with Pressures and Setbacks

    • Adapting and Responding to Change

    • Delivering Results and Meeting Customer Expectations

    • Planning and Organising

    • Working with People

    • Presenting and Communicating Information

    • Entrepreneurial and Commercial Thinking

    Conditions of Employment

    • Clear criminal and credit record

    go to method of application »

    Analyst Developer: Digital Solutions (Cape Town or Johannesburg )

    Purpose Statement

    The purpose of this role is to perform analysis and programming duties in the development, implementation and support of remote banking related applications of a digital payments nature in accordance with specific business requirements.

    Experience

    Minimum:

    • Essential experience in the following development languages is required:

    • XML, JAVA, SQL, Open API (Swagger), Spring, Rest Services, Maven


    Ideal:

    • Payments related experience (mobile payments, QR, money transfers, Card)

    • Experience in the following development languages:

    • CI/CD, Dev Ops, Cloud (Azure, AWS)

    • 7 years’ proven software development in a banking or fintechs related industry.

    Qualifications (Minimum)

    • Grade 12 National Certificate / Vocational

    Qualifications (Ideal or Preferred)

    • Bachelor's Degree in Information Technology or Information Technology - Computer Science

    Knowledge

    Minimum requirements of the following areas:

    • IT systems development processes (SDLC)

    • Application development

    • Standards and governance

    • Agile development life cycle

    • Testing practices


    Ideal:

    • UML

    • Systems analysis and design

    • System architecture (technical design and implementation processes)

    • Docker, Kubernetes and cloud based environments (e.g. AWS and Azure)

    • Payments related knowledge (mobile payments, QR, money transfers, Card)

    • Banking systems environment

    • Banking business model

    • Best practices for Quality Assurance (QA)

    • Object Orientated Development environment (i.e. Java, Spring Framework, JBoss, Hibernate)

    Skills

    • Communications Skills

    • Analytical Skills

    • Problem solving skills

    Competencies

    • Achieving Personal Work Goals and Objectives

    • Delivering Results and Meeting Customer Expectations

    • Working with People

    Conditions of Employment

    • Clear criminal and credit record

    go to method of application »

    Team Leader: Data and Analytics (Granting)

    Purpose Statement

    • To provide support to the relevant value stream/ business area through component or analytics teams; business level interaction with clients to ensure clear understanding of the core business requirements for efficient support and development of appropriate analyses and reports for the business.

    • To co-ordinate the daily allocation to and progress on specific tasks of a dedicated analytics or delivery team to ensure delivery according to the Capitec recipe and agile way of work, within agreed timeframes. 

    • To manage and support a team through providing clear direction in terms of delivery, providing technical support, aiding in the development of goal plans, and assisting in the setting and achieving of career development goals.

    Experience

    Minimum:

    • At least 2 years’ experience in leadership or management role in the technology and/or data environment. 

    • At least 5 years experience in an analytics role, (BIBA, BI Analyst, Data Science, Decision Scientist) including experience in and understanding of relational database structures and data extraction principles

    • In an environment which required validating work 

    • Stakeholder  relationship engagement and management

    • Responsibility for delivery (own and team) in a fast moving environment

    • Functional experience relevant to the value stream or component team area.

    Ideal:

    • Experience gained in a banking/financial services environment.

    • Agile methodology experience

    • Experience in a technical; support function

    Qualifications (Minimum)

    • Bachelor's Degree in Data Analysis or Information Technology - Systems Engineering

    Qualifications (Ideal or Preferred)

    • Honours Degree in Data Analysis or Information Technology - Systems Engineering

    Knowledge

    Minimum:

    • Data Analytics Life Cycle

    • Analytics problem methodologies

    • General business/financial systems & procedures

    • Relational Database data extraction principles 

    • People management practices

    • Business acumen

    • SQL

    • Stakeholder relationship management principles

    Ideal:

    • Capitec Bank environment and products

    • The particular operational area (value stream / component team) in which the role will operate. 

    Skills

    • SQL Skills

    • Leadership Skills

    • Decision making skills

    • Interpersonal & Relationship management Skills

    • Analytical Skills

    • Communications Skills

    • Attention to Detail

    • Management skills

    • Planning, organising and coordination skills

    Competencies

    • Deciding and Initiating Action

    • Leading and Supervising

    • Working with People

    • Presenting and Communicating Information

    • Planning and Organising

    • Delivering Results and Meeting Customer Expectations

    • Adapting and Responding to Change

    • Coping with Pressures and Setbacks

    Conditions of Employment

    • Clear criminal and credit record

    • A valid driver's license and own vehicle is required

    go to method of application »

    Manager: Home Finance Solutions

    Purpose Statement

    • To establish, grow, lead and manage the Purpose Lending: Home Finance product and service offering,

    • To enable the Purpose Lending: Home Finance Function with the capacity to deliver quality products and services.

    • To influence, develop and implement the Purpose Lending: Home Finance business plan and strategy in order to contribute to the revenue growth of the bank. 

    Experience

    Minimum:

    • 3-5 years’ experience in the Retail, Finance or Banking industry 

    • Applying business and commercial acumen and building/driving new business.. 

    • Negotiating and contracting complex and high value agreements and deals. 

    • Product lifecycle management.

    • Product ownership, design and marketing.

    • Leading and managing internal and external teams.

    • Building stakeholder relationships/ partnership relationships.

    Ideal:

    • Home loans and low cost housing experience in both Greenfields and mature business spaces.

    • Business ownership, design and marketing in relation to new product life cycle.  

    Qualifications (Minimum)

    • Bachelor's Degree in Retail or Business Administration

    Qualifications (Ideal or Preferred)

    • Masters Degree in Commerce or Business Administration

    Knowledge

    Minimum:

    • Commercial know how and understanding

    • Operations management principles and practices

    • Understanding of South African consumer trends

    • Defining and driving strategies for new products

    • Loan/credit structures

    • Retail knowledge and experience 

    • Understanding of the integration of multiple omni-channels

    • People management principles and practices.

    • Marketing principles and practices 

    • South African legislative requirements (FICA, NCA, CPA, POPI)

    Ideal:

    • South African home loans and low cost housing landscape 

    • Specific retail Home loans and low cost housing knowledge

    • Have knowledge of international housing landscape and trends 

    Skills

    • Commercial Thinking Skills

    • Decision making skills

    • Interpersonal & Relationship management Skills

    • Negotiation skills

    • Problem solving skills

    Competencies

    • Deciding and Initiating Action

    • Relating and Networking

    • Planning and Organising

    • Delivering Results and Meeting Customer Expectations

    • Working with People

    • Presenting and Communicating Information

    • Creating and Innovating

    • Entrepreneurial and Commercial Thinking

    Conditions of Employment

    • Clear criminal and credit record

    go to method of application »

    Manager: Purpose Finance Solutions

    Purpose Statement

    • To establish, grow, lead and manage the Purpose Lending: Retail Credit product and service offering.

    • To enable the Purpose Lending: Retail Credit Function with the right partnerships and the capacity to deliver quality products and services.

    • To develop and implement the Purpose Lending: Retail Credit business plan and strategy in order to contribute to the revenue growth of the bank. 

    Experience

    Minimum:

    • 3-5 years’ experience in the Retail, Finance or Banking industry 

    • Applying business and commercial acumen and building/driving new business.. 

    • Negotiating and contracting complex and high value agreements and deals. 

    • Product lifecycle management.

    • Product ownership, design and marketing.

    • Leading and managing internal and external teams.

    • Building stakeholder relationships/ partnership relationships.


    Ideal:

    • Education, medical, and retail credit experience in both Greenfields and mature business spaces.

    • Business ownership, design and marketing in relation to new product life cycle.  

    Qualifications (Minimum)

    • Bachelor's Degree in Commerce or Business Administration

    Qualifications (Ideal or Preferred)

    • Masters Degree in Commerce or Business Administration

    Knowledge

    Minimum:

    • Commercial know how and understanding

    • Operations management principles and practices

    • Understanding of South African consumer trends

    • Defining and driving strategies for new products

    • Loan/credit structures

    • Retail knowledge and experience 

    • Understanding of the integration of multiple omni-channels

    • People management principles and practices.

    • Marketing principles and practices 

    • South African legislative requirements (FICA, NCA, CPA, POPI)

    Ideal:

    • Operating practices and norms within the retail construction industry, education, medical and retail credit landscape 

    • Have knowledge of international retail construction, education, medical and retail credit landscape landscape and trends 

    Skills

    • Commercial Thinking Skills

    • Decision making skills

    • Interpersonal & Relationship management Skills

    • Negotiation skills

    • Problem solving skills

    Competencies

    • Deciding and Initiating Action

    • Relating and Networking

    • Creating and Innovating

    • Planning and Organising

    • Delivering Results and Meeting Customer Expectations

    • Entrepreneurial and Commercial Thinking

    • Working with People

    • Presenting and Communicating Information

    Conditions of Employment

    • Clear criminal and credit record

    go to method of application »

    Agent: Client Care

    Purpose Statement

    • To provide administrative service and support to Capitec Bank’s clients; utilizing product knowledge to attend to enquiries and complaints relating to account information and card transactions.

    • To provide support to all clients making use of Capitec Bank’s Internet Banking and Mobile Banking services.

    Experience

    Minimum:

    • 1 - 2 years inbound contact centre

    • Customer service experience

    Qualifications (Minimum)

    • Grade 12 National Certificate / Vocational

    Qualifications (Ideal or Preferred)

    • n/a

    Knowledge

    Minimum:

    • Call centre processes and procedures

    • Customer care and service protocol

    Skills

    • Communications Skills

    • Problem solving skills

    • Telephonic / Call skills

    • Attention to Detail

    Competencies

    • Achieving Personal Work Goals and Objectives

    • Delivering Results and Meeting Customer Expectations

    • Working with People

    Conditions of Employment

    • Clear criminal and credit record

    • Willing to work regular shifts or weekends or rotational standbys

    go to method of application »

    Developer: Back End (Cape Town or Johannesburg)

    Purpose Statement

    • Responsible for task design and task & project development of Capitec Bank Back-End applications according to specifications

     

    Experience

    Min:

    • At least 5+ years’ proven experience in Cobol development within an on-line and / or batch environment

    • Proven BANCS experience and / or successful completion of internal BANCS 1 training

    • Experience in the following development languages:

      • Minimum

        • Cobol 

        • SQL 

        • JCL (Job Control Language) or equivalent

      • Ideal 

        • Unix

    Qualifications (Minimum)

    • Grade 12 National Certificate / Vocational

    Qualifications (Ideal or Preferred)

    • A relevant qualification in Information Technology

    Knowledge


    Min:

    Knowledge of:
    IT systems development processes

    • Application development

    • Standards and governance

    • Testing practices

    • Banking systems environment


    Ideal:

    Knowledge of:

    • System architecture (technical design and implementation processes)


    Solid understanding of:

    • Banking business model

    • Best practices for Quality Assurance (QA)

    Skills

    • Communications Skills

    • Interpersonal & Relationship management Skills

    • Influencing Skills

    • Negotiation skills

    • Facilitation Skills

    • Presentation Skills

    • Analytical Skills

    • Problem solving skills

    • Commercial Thinking Skills

    • Attention to Detail

    • Planning, organising and coordination skills

    Competencies

    • Adhering to Principles and Values

    • Analysing

    • Applying Expertise and Technology

    • Coping with Pressures and Setbacks

    • Delivering Results and Meeting Customer Expectations

    Conditions of Employment

    • Clear criminal and credit record

    go to method of application »

    Senior Project Manager (Cape Town)

    Purpose Statement

    • Responsible for planning, directing and coordinating the activities of multiple smaller projects or one larger project, to ensure that all the goals are accomplished.

    Experience

    Min: 

    • At least 5 - 8 years’ proven experience in an administrative or related junior project management role (project / task coordination & resource capacity planning using a shared pool of resources within a similar environment)

    Qualifications (Minimum)

    • A relevant qualification in Project Management

    • Grade 12 National Certificate / Vocational

    Qualifications (Ideal or Preferred)

    • PMI Accredited Project Management Certification

    Knowledge

    Min:
    General knowledge of :

    • Systems Development Life Cycle

    • Project management methodologies


    Ideal:
    Knowledge of:

    • Project Management systems and procedures (e.g. EPM)

    • Project Management terminology and guidelines (e.g. PMBoK)

    • Systems integration in an open IT system environment

    • IT within the banking industry

    Skills

    • Communications Skills

    • Computer Literacy (MS Word, MS Excel, MS Outlook)

    • Interpersonal & Relationship management Skills

    • Influencing Skills

    • Facilitation Skills

    • Planning, organising and coordination skills

    • Attention to Detail

    Competencies

    • Delivering Results and Meeting Customer Expectations

    • Deciding and Initiating Action

    • Adapting and Responding to Change

    • Persuading and Influencing

    • Presenting and Communicating Information

    • Planning and Organising

    • Following Instructions and Procedures

    • Relating and Networking

    Conditions of Employment

    • Clear criminal and credit record

    • A valid driver's license and own vehicle is required

    go to method of application »

    Developer: Node JS

    Purpose Statement

    • We are looking for a Developer to join the Digital Client Engagement team at Capitec Bank. The team is building the Chat ecosystem at Capitec Bank.

    • The role will encompass both backend and front end development.

    Experience

    • 5 years’ proven experience in software development

    • As a developer, you will be writing containerized micro services using Node.js core and frontends using web components.

    • Experience with other languages especially C# or any functional language would be advantageous.

    • The solutions developed by the wider team range from purely on-prem, to hybrid and cloud (AWS) based systems.

    • You will be exposed to Chatbots, AWS, NLP, Web development

    Qualifications (Minimum)

    • Grade 12 National Certificate / Vocational

    Qualifications (Ideal or Preferred)

    • A relevant tertiary qualification in Information Technology

    Knowledge

    Min:
    Must have detailed knowledge of:

    • IT systems development processes (SDLC)

    • Application development

    • Testing practices


    Ideal:
    Knowledge of:

    • UML

    • Systems analysis and design

    • Banking systems environment

    Skills

    • Communications Skills

    • Interpersonal & Relationship management Skills

    • Analytical Skills

    • Problem solving skills

    Competencies

    • Applying Expertise and Technology

    • Analysing

    • Learning and Researching

    • Creating and Innovating

    • Delivering Results and Meeting Customer Expectations

    • Following Instructions and Procedures

    • Adapting and Responding to Change

    Additional Information

    • A valid driver's license and own vehicle is preferred

    • Clear criminal and credit record

    • Willingness to work or be available overtime and / or weekends if required

    Method of Application

    Note: Never pay for any training, certificate, assessment, or testing to the recruiter.

  • Send your application

    View All Vacancies at Capitec Bank Back To Home

Subscribe to Job Alert

 

Join our happy subscribers

 
 
 
Send your application through

GmailGmail YahoomailYahoomail