MI and Credit Reporting Analyst at Discovery Limited

Job Purpose

• The Credit Management team is responsible for the management and strategy setting of the entire credit life cycle, including acquisitions, account management, collections & modelling and measurement. This necessitates the maintenance of data assets and the development of analytical capabilities to support the monitoring, measurement, and predictive model development necessary to optimize critical outcomes from a credit management perspective.  The Credit MI analyst plays a very important role in supporting the credit management team in all these activities.

Areas of responsibility may include but are not limited to:

Business reporting

• Run, maintain and automate all daily/weekly/monthly/ad hoc reports via dashboards or other user-friendly methods
• Work closely with the credit risk management team on the implementation and scheduling of new reporting requirements
• Provide weekly, monthly & quarterly monitoring of key risk indicators (KRI) metrics pertaining to credit risk management
• Ad hoc reporting including data extraction and analysis.

Internal governance reporting

• Prepare, optimize and automate all reporting for regular internal governance committee meetings
• Maintain, monitor & execute daily, weekly & monthly assurance reports

Data assets & dashboards

• Support the credit management team to create reusable data assets to enable monitoring, measurement and predictive model development
• Work closely with the Bank’s data warehouse team to ensure these get optimized & automated
• Monitoring, improving & optimizing existing data assets
• Monitoring, improving & optimizing Power BI dashboards as required by business

Personal Attributes and Skills 

• A keen interest in all things data – exploration, analytics and creating information from the noise
• Resourceful and tenacious
• Self-motivated
• Focused on driving results
• Detail-oriented
• Organised and process oriented; ability to manage time effectively
• Ability to convey complex data in a concise understandable manner and distil the key messages
• Strong problem-solving skills
• Ability to work effectively across varying levels of management and multi-disciplinary teams
• Strong verbal and written reporting skills
• Quantitative / qualitative analytical skills

Education and Experience

• BSc/BCom Computer Science / Statistics / Applied Maths / Computer Engineering
• Minimum 3-5 years’ experience in Data warehouse / MI team, preferably within a Credit Risk Space
• Experience in data warehousing & managing technologies
• Retail banking experience is preferred

Technical skills or knowledge

• Programming capabilities in SAP HANA (SQL) / SAS / MS SQL Server (SQL) / Python
• Creating dashboards & data visualizations in Power BI or similar tools
• Knowledge of SDLC, Unit Testing, Database structures, Technical Change Control
• Technical stack (database platform, data movement and reporting)
• Data transformation and transfer (ETL)
• Confluence - documentation of data assets and reports