Personal and Private Banking (PPB) Everyday Banking and Lending Operational Excellence Graduate Programme at Standard Bank Group

Job Description

• The Everyday Banking and Lending Operational Excellence Graduate Programme is a structured development journey designed to build future‑ready professionals capable of driving innovation, process improvement, and re‑engineering across everyday banking and lending operations.
• The programme provides graduates with hands‑on exposure to process analysis and the opportunity to own and deliver value‑adding projects that support key business objectives.
• This experience is reinforced through a combination of on‑the‑job learning, formal training and structured mentorship. Ultimately, the programme supports the organisation’s commitment to delivering reliable, efficient, and customer‑centric solutions.

Key responsibilities:

• Analyse end‑to‑end everyday banking and lending processes to identify inefficiencies and improvement opportunities.
• Learn to design and develop automation and/or AI‑enabled solutions using digital technologies such as Microsoft Power Automate, AI Builder, AWS, and Python.
• Build data‑driven solutions and insights to support decision‑making, performance tracking and continuous improvement initiatives.
• Collaborate with cross‑functional stakeholders across operations, risk, technology, and business teams to implement sustainable process improvements.
• Graduates must show the aptitude and motivation to develop technical skills as part of the programme.

Qualifications

Postgraduate qualification (recently completed or completing in 2026):

STEM related fields:

• Chemical/Civil Engineering
• Information Systems or Information Technology
• Computer Science, Data Science, Statistics or Analytics
• Exposure to one or more programming or automation languages such as Python, SQL, R, is advantageous
• Familiarity with automation or low‑code platforms (e.g. Microsoft Power Automate) and an interest in AI or data‑driven solutions will be beneficial
• Candidates should demonstrate logical thinking, problem‑solving ability, and a willingness to continuously learn new digital and automation technologies

Additional Information

Minimum Requirements:

• Must be a South African citizen.
• Should you have work experience, it should not exceed 12 months.
• Full academic transcripts to be submitted with application for undergraduate and postgraduate studies.

Programme duration: 24 months

Application closing date: 30 June 2026